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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Glad that you had a nice day and hope everyone is feeling better. You work so hard keeping things together and a holiday for your would be nice. I'm sure you'll meet all your goals in 2019.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Sounds like a good solid plan! I hope you achieve everything on it, but most of all I hope you are all happy XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Thank you

Happiness is the main thing. Creating happy memories with the smalls. We never know how much time we have left and it shouldn't be taken for granted.
New year, a clean slate and a whole new chance for a fresh start.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I'm glad you and the smalls had a nice Christmas Wannabe. Your goals for 2019 sound good.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad youve had a lovely Christmas WF xxMummytogirls x0
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Those goals look great and I agree with not cancelling the holiday yet. You've come so far since you started!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thank you

Still feeling rubbish to put it politely. Still slow going.
Have some chicken in the oven I'd lifted out so needs using. No idea what to put it with. Maybe couscous or pasta of some sort. Anything easy :rotfl:
Hope everyone is okay
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Glad you had a lovely time.
Hope you are on the mend soon xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Smalls want chicken with mash :cool: Easy enough I guess
Shouldn't moan.
Thank you Beanie. Sporting two black eyes and a swollen face! At least it means there's plenty of NSD's as I'm not leaving the house :rotfl: Smalls have been entertaining themselves (and me) with their gifts from Xmas.
Hope you had a lovely time
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Oh, W. What happened? I hope you are ok. xxHave adventures. laugh a lot and always be kind.0
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