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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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I don't think life is ever boring in your household WF :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪0
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Sun_Addict wrote: »I don't think life is ever boring in your household WF :rotfl:
Neither do I :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.0 -
Skint maybe but never boring! Best wishes for dd. You are doing great and I'm sure everyone knows how well you are doing to support her.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Skint maybe but never boring! Best wishes for dd. You are doing great and I'm sure everyone knows how well you are doing to support her.
Because we certainly do.
Hard enough being a parent without all you cope with on a daily basis with your DD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.0 -
I think I find it harder not having enough of me to go around.
I feel so guilty on all the things the older ones miss out on. Not just things but time. I feel have less time for them etc. They get left behind when we have to go to hospital. They get passed to any one who can step in when I need to take her to appointments etc. I just feel guilty.
They do understand and they are great kids. I'm just aware they aren't small long and time goes so fast.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
There are no easy answers.
You can only do what you can do.
Don't be so hard on yourself
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.0 -
Thank you Beanie. I can only try my best, it doesn't stop the guilt creeping up sometimes.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Made all my payments to things today and caught up with what needed catching up. Skint again but at least I'm not behind and skint
We just need to be careful for the next two weeks and we should be okay again. Just in time for the new uniform and school shoes etc but hey ho.
Today should be a NSD (other than the bills I've paid). I do need to buy DD a pad for her Xbox. The one from DS's doesn't work on DD's because hers is an older Xbox. This has been on my list since her birthday as the one that came with hers was 'temperamental' But now its really dead. Must try and hunt one out for a bargain.
I hope everyone is well
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Have a good day x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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:eek: Forgot to do my monthly update. They are quite slow and boring now
Debt 09/05/2017 VS Debt 09/06/2018
Council Tax [STRIKE]£2092.71[/STRIKE] £962 (£1130.71 paid)
Court Fine [STRIKE]£1250[/STRIKE] £675 (£575 Paid)
Court Fine [STRIKE]£200 [/STRIKE] (£200 Paid)
Person 1 [STRIKE]£1000[/STRIKE] (£1000 paid)
Person 2 [STRIKE]£1000[/STRIKE] (£1000 paid)
Person 3 [STRIKE]£1379 [/STRIKE] (£1379 paid)
Person 4 [STRIKE]£427[/STRIKE] (£427 paid)
Debt Total [STRIKE]£7348.71[/STRIKE] £1637 (£5711.71 Paid)
Rent Arrears [STRIKE]£3381.28[/STRIKE] £2625 (£756.28 paid)
Total [STRIKE]£10729.99[/STRIKE] £4261 (£6468.99 Paid)
*Person 4 [STRIKE]£575[/STRIKE] £575 Paid
*New Debt [STRIKE]£732[/STRIKE] £732 Paid
*Debt 1 [STRIKE]£387.29[/STRIKE] £387.29 Paid
*Debt 2 [STRIKE]£1451.40[/STRIKE] £1451.40 Paid
*Debt 3 [STRIKE]£1137.73[/STRIKE] £1137.73 Paid
*EDF [STRIKE]£3140.65[/STRIKE] £3140.65 Paid
Total [STRIKE]£18154.06[/STRIKE] £4261 (£13893.06 Paid)
[STRIKE]*As more comes out from under the carpet I will update here.
[/STRIKE]
Some of these as you know where cleared with help etc. But it places the picture of how things stand today compared to when I started. Only the Council Tax and Rent are mine. The fine isn't.
Tiny reductions this month Must make more of an effort before the next update “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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