Forum Home» Debt-Free Wannabe» Debt Free Diaries

“Rock bottom became the solid foundation on which I rebuilt my life.” - Page 2

New Post Advanced Search

“Rock bottom became the solid foundation on which I rebuilt my life.”

edited 21 November 2017 at 1:21PM in Debt Free Diaries
8K replies 645.3K views
24567801

Replies

  • carolbeecarolbee Forumite
    1.1K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭
    Lovely to see you back
    Carolbee
  • WannabeFreeWannabeFree Forumite
    4.4K posts
    1,000 Posts Second Anniversary Name Dropper Photogenic
    ✭✭✭✭
    Not much progress on sorting the problems that are priority.

    However, Debt 2 & Debt 3 are now on 'hold' while investigated.

    Person 1, Person 2 have stated no repayments needed. They can't help any more than they already have but don't expect the money back that they've helped with previously. I need to speak to Person 3 about sorting paying back however not until the rent and council tax are up to date.

    Person 4 and new debt still needs sorting ASAP
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
    ✭✭✭✭
    Sounds like you've made good progress and if P1 and P2 won't hold you to repayments, that will help a lot.

    Good luck with the investigations, I'm sure there'll be a favourable outcome.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • ChrystalChrystal Forumite
    1.1K posts
    1,000 Posts Third Anniversary Name Dropper
    ✭✭✭
    SO glad you're back - I was wondering who I could contact to make sure you were OK! XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.
  • EssexHebrideanEssexHebridean Forumite
    10.4K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    That's good progress all round though Wannabe - even if not specifically on the two priority bits. Well done on getting investigations underway and fingers crossed for the right outcome. And may all good things go to P1 & P2 for their wonderful kind gesture.
    MORTGAGE FREE 30/09/2016 :D
    SOA CALCULATOR (for DFW newbies): SOA Calculator
  • Toni'sfriendToni'sfriend Forumite
    2.7K posts
    1,000 Posts Third Anniversary
    ✭✭✭✭
    That is so kind of P1 and P2 and it is one less thing for you to worry about even if they weren't a priority as such. And lets hope that the investigations into the two debts turn out well.
    Focus on the priority payments for the moment.
    So good the have you back with us.
    Have adventures. laugh a lot and always be kind.
  • GeorgianaCavendishGeorgianaCavendish Forumite
    941 posts
    500 Posts Third Anniversary Name Dropper Photogenic
    ✭✭✭
    I'm so glad to see that you are still here Wannabe and I really hope that you are well on the way to recovery and will be feeling much better soon :)
  • WannabeFreeWannabeFree Forumite
    4.4K posts
    1,000 Posts Second Anniversary Name Dropper Photogenic
    ✭✭✭✭
    Thank you :D

    I agree with comments on P1/P2. I will pay them back just a relief they aren't waiting for it now and it relieves some pressure/guilt :o
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Toni'sfriendToni'sfriend Forumite
    2.7K posts
    1,000 Posts Third Anniversary
    ✭✭✭✭
    I was quite sure that you would pay them back eventually but it is a bit of a relief that they don't mind waiting however long. Things are picking up. I just know that there must be a way to sort out the immediate problem and I am equally sure that there is someone on here who will point you in the right direction. You take care.
    Have adventures. laugh a lot and always be kind.
  • WannabeFreeWannabeFree Forumite
    4.4K posts
    1,000 Posts Second Anniversary Name Dropper Photogenic
    ✭✭✭✭
    I applied for a credit card. However my credit is shocking.

    I did get excepted though. £250 limit but wait for it ... 59.9% interest :eek: Not enough to cover it all but it is there if needed rather than not paying :o

    I will sort it x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support