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“Rock bottom became the solid foundation on which I rebuilt my life.”
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I am a teensy bit worried that your Mum is treating the smalls to a bunch of expensive activities and will come back at you for money down the track. Do stick to your agreement if she does, WF. We've got your back.MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
14 August 2017 - Refinanced: $220,000
January 2019 $211,580 Current MFD 31 June 20360 -
I was thinking the same as armchairexpert, I hope she doesn't add to what's need her for days out with the little ones.
Glad to hear you have been resting and having some time to yourself. Your posts sound so much more positive/healthier than a week ago xLBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
It had crossed my mind too but right now I don't have much choice. I just hope me keep reminding her of our agreement is enough.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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November goals
Money
[STRIKE]£135 to Council Tax[/STRIKE] Paid
[STRIKE]£339.21 Rent[/STRIKE] £226.14
£50 Groceries - £7.19/£50
Extra income (Waiting for)
[STRIKE]Onepoll £40 [/STRIKE]
[STRIKE]Pureprofile £25 [/STRIKE]
Plans
Two bigger smalls to get 100% attendance .. Well that's a fail not even a week into November
[STRIKE]Post Nephews Birthday card [/STRIKE]
[STRIKE]DD School trip[/STRIKE]
[STRIKE]DS School trip[/STRIKE]
[STRIKE]Parents evening Need to rearrange I missed as was sick[/STRIKE]
[STRIKE]DS Assembly [/STRIKE]
[STRIKE]DD Workshop [/STRIKE]
[STRIKE]DS Parents evening [/STRIKE]
List of things I need to sort in October.
DD's clothes - just tights
Youngest - leggings and socks
[STRIKE]BIL Birthday card running out of time[/STRIKE] Opps Ran out of time, got one today and just posted in it's his birthday today
[STRIKE]Buy Christmas Jumpers x 3[/STRIKE]
[STRIKE]School trip £6 [/STRIKE]
[STRIKE]School trip £3 [/STRIKE]
[STRIKE]Post money to :A[/STRIKE]
[STRIKE]Post school photos [/STRIKE]
[STRIKE]Youngest School trip £14[/STRIKE]
[STRIKE]Youngest School Event £2.20[/STRIKE]
Unbudgeted spends
Posted some money to someone x 2 as first still not arrived :cool:
Posted School photos
School Shoes for DS again
More School t-shirts for youngest
School trainers for youngest
School tights for DD
£8 Xmas gifts
£5 Food bank
£5 T-shirts for non-uniform
£2 Sweets
£2 Coffee
£4 Taxi
£12 Taxi
£2 Coffee:cool:
Nearly the end of November :eek:“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Paid the council tax.
Just the rent to go, will put it on the credit card Thursday.
Hope everyone has a good day x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
If your Mum DOES push her luck WF, then as someone else said - stand your ground - "Sorry Mum, I simply don't have that money - you understood when you took the children that any costs incurred aside from what we'd agreed had to be your responsibility" - keep it to straight clear facts as much as possible as that's less easy for her to argue. Fingers crossed though that it won't turn into a problem - but whatever, DON'T put yourself further into a corner financially!
Well done on sorting the Council Tax! :T
I was pleased to see your little look back on the start of your old diary back there - you really have come on so far, and you'll continue to make steps to get to where you want to be too, I'm quietly confident of that! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I agree with all EH has said although my gut feeling is that just maybe Mum is beginning to understand your difficulties. I do hope so.
Are you still taking the painkillers? I hope you'll go back to your GP if it's not getting any better.
One day at a time and you'll get there. xxxHave adventures. laugh a lot and always be kind.0 -
Me and Mum are definitely still on totally different pages. So much so I am really considering putting some distance back in the relationship. Smalls or not there's only so much someone can push without knocking things over.
Smalls will be back sooner than we decided. Need to get together and sorted for that.
I will get to where I want. Even if that is alone
TF. New painkillers, new injury, new a&e visit over the weekend. Think I have two left feet. The first hasn't totally been fixed yetAll in good time though. It'll be fine just a pain literally.
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Have meal planned and lifted some things out the freezer. Need to pop to a supermarket for some fresh stuff. Fruit/Milk and bread. Have around £13 left in the bank so will be enough.
Not sure when she will drop smalls in but at least I'm ready then.
Have nearly caught up on my to do list too. Going to sit tonight and do the lists again for going forward. I want to change some bits.
Hope everyone had a good day x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Sorry to hear that you're injured again - and hope that this genuinely is just a "you fell over something" type thing? Glad to hear the smalls are headed home but are you definitely OK to be managing for them as well as yourself? It'll be great to have them back though eh!
Do what you need to do with your Mum - but try to make sure you take control a bit where you can. Sometimes just being in the driving seat for a bit in a relationship can shed a totally different light on it I think.
Above all, remember the lessons you've learned about taking it a bit easier of late -0 do NOT start running yourself ragged as soon as the little ones are back - "good enough" is just that - it's good enough!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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