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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you are plodding on ok.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Charlies I have got Carers and tax credits sorted. It's the rent/council tax I haven't :o

    Thanks all, youngest is no different. No worse though! Still trying our hardest to stay at home.

    No spend day today. Haven't really done anything much. Cleaning, ironing etc is done but that's about it. Going to do an online shop I think rather than trying to get out.

    One more week to half term :)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Hope your little one has had a good night's sleep and feeling better this morning.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Cherryfudge
    Cherryfudge Posts: 13,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How is everyone today? I hope you can manage to stay at home. x
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 23 March 2018 at 9:09PM
    March Goals

    Money (Balances 1st March)

    Council Tax [STRIKE]£2450[/STRIKE] £2355 (£95 paid)
    Rent [STRIKE]£3040[/STRIKE] £2930 (£110 paid)

    Budget
    Food £100 -
    Spends £40* -

    Savings
    £100 - Holiday fund

    Plans
    [STRIKE]1st March - DD School trip[/STRIKE] Cancelled now the 15th
    [STRIKE]2nd March - DS Birthday [/STRIKE]
    [STRIKE]2nd March - World book day[/STRIKE] Cancelled
    [STRIKE]4th March - DS Party[/STRIKE]
    [STRIKE]8th March - Youngest Birthday[/STRIKE]
    [STRIKE]11th March - Mothers Day [/STRIKE]
    [STRIKE]15th March - DD school trip[/STRIKE]
    [STRIKE]16th March - Mum's Birthday [/STRIKE]
    [STRIKE]16th March - Non uniform - Easter donation[/STRIKE]
    30th March - Holiday :D

    To Pay
    £125 Rent (£500 Paid )
    £35 Council Tax (£95 Paid)
    £0 Virgin (£70 paid)
    £0 Gas (£60 Done)
    £0 Electric (£80 Done)
    £0 Bill 1 (£20 Paid)
    £0 Bill 2 (£40 Paid)
    £0 Bill 3 (£135 Paid)
    £0 Bill 4 (£20 Paid)
    £0 Bill 5 (£100 paid)
    ? Taxi's (Should be the last month of it being loads)

    Planned Spends
    £15 - Mothers day
    £50 - Mum's birthday 'gift'
    £18 - Mum's birthday cake/decorations/cards etc

    Unplanned Spends
    £7.39 - Planner and diary
    £9 - Parcel postage
    £19.78 - Argos (Printer etc)
    £20 - Kids treat (McDonalds etc)
    £4 - DD's book
    £174 - Tumble dryer
    £22 - DD Coat
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Friday again!

    Thanks for the well wishes, no improvement :( but no worse! See what the consultant comes back with later. She did get some more sleep even if I didn't!

    I didn't do an online shop. We have enough for today. Will get it done today for over the weekend.

    We have plenty for meals, it's just the fresh bits need replenishing - Salad etc.

    We are having a quiet weekend. Just pottering and doing homework etc.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I've decided to set a goal of being Debt free for Xmas 2019! This is my aim. It needs £8.22 a week on top of the minimum payments. I know this isn't really anything huge but still I wanted to be realistic!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Your totals are just awesome.
    Be proud :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    :eek: I went shopping. Dangerous on no sleep and two smalls who need all manner of things we don't usually buy but make.

    No more stepping in the shops from me! Spent nearly £70 :cool: Never again. We did however get gloves and hats reduced to 50p. Underwear reduced to 50p/£1 so I guess these things should have their own 'pot' It might also have included £4.50 on 3 boxes of Latte :o

    Oh well done it now.

    Transferred bank funds over to emergency fund leaving £20 in there for anything I've forgot. Have some change in my purse and stocked up the 'emergency taxi' cash at home.

    So even though I feel skint at least things are organised and I can not worry about fiances for another week. (I bet I still do though :o)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    As you say let it go.
    I worry about money way too much.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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