We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Home Indemnity Insurance Question

Hello All,

I have recently moved into a new home but the previous owners couldnt supply any regs for a removal of a chimney breast or any safety certificates for the boiler. So i took out this “Lack of Building Regulations Consent Indemnity”.

I want some work done on the property, new kitchen extension new boiler etc... but want to check to see if the chinmey and boiler are safe, Apparently for this indemnity to kick in the local authority needs to authorise an enforcement notice. But I am not allowed to tell them?! This will invalidate my insurance. So my question is how can i let them know i have a unsupported chimney breast in the bedroom and nothing below, and a dodgy boiler that vents onto neighbors property if you are not allowed to tell them?

Many thanks for any advice.

Regards,

Richard

Comments

  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You will probably be better off posting this in a more appropriate section.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.