Can a Learner Driver have their own insurance on my car?

McKneff

I thought you couldnt insre anything if you has no financial interest in it .

McKneff

ROY47 wrote: »

I stand corrected

https://www.thinkmoney.co.uk/news-advice/can-you-insure-the-same-car-twice-0-8531-0.htm

The link says 'you can insre it twice' but it doesnt say 2 different people can insre it

BoGoF

Car_54 wrote: »

That is not an attitude which any parent should adopt, let alone pass on to his offspring. The goal is to become a safe driver.

So are you still a 10 to 2 driver.....push and pull?

CardinalWolsey

I would recommend that you allow a child to have their first lessons with an instructor only, and then take them out with you as the passenger. The test, and what examiners are looking for, are distinctly different today than from when a lot of us may have learned to drive - you should be enabling your child to practice, and not instructing them yourself. Driving instructors keep up to date with what is required for the test, parents don't. Hence, 10 to 2 is not looked for, but following a sat nav's instruction is (as an example). The "debates" I had with my first daughter a couple of years ago because what I was saying conflicted with what her driving instructor had been teaching her were... interesting...

Car_54

BoGoF wrote: »

So are you still a 10 to 2 driver.....push and pull?

Pull and push, since you ask ....;)

Aretnap

McKneff wrote: »

I thought you couldnt insre anything if you has no financial interest in it .

You have a financial interest in any car you drive. After all you'll end up paying for any damage you cause it. (Assuming the owner expects you to return it in the same condition it was in when you borrowed it - which he normally would).

You also clearly have a financial interest in your liabilities to third parties - regardless of whether the car you're driving belongs to you or not.

The principle of requiring an insurable interest is what prevents you from taking out insurance on a neighbour's car because you've noticed that he's a bad driver and are hoping to make a profit when he has an accident. However it doesn't prevent you insuring a car that you actually drive but don't own - if it did it would be impossible to insure a hire car.