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Letter from Debt Collection agency for previous tenant

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  • sourcrates
    sourcrates Posts: 31,573 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    tenchy wrote: »
    So some low life turns up on your doorstep demanding to know who you are and you show them "ID"? I think not.


    Here's the correct response:


    Debt collector: "We are looking for Mr Smith, is that you"?
    You: "No".
    Debt collector: "Can you prove that".
    You: "No. He doesn't live here, now leave my property and do not come back again".

    Sorry, i should of made my post clearer, i was referring to bailiffs in particular, not debt collectors.

    Debt collectors have no rights whatsoever, i would never encourage people to converse with debt collectors.

    Bailiffs however, usually will keep coming back, especially if they have a writ to enforce.

    Its much simpler to show a certified bailiff your ID and have the matter resolved there and then, than to drag it out unnecessarily, especially when the matter in question is absolutely nothing to do with you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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