Scottish ten pound note

misterstingy

Not sure if this is the right part of the forum for this, but here goes.

I just got a Scottish ten pound note in my change. It's issued by the Royal Bank of Scotland. I didn't realise until I got home and took it out of my pocket to file in my wallet. I live in South East England and I haven't encountered these before.

Anyone had experience of trying to use these in England? Will a shop accept them? Will a bank change it for a normal tenner? Would it have to be a branch of RBS?

PeacefulWaters

I'd suggest paying it into a bank account rather than exchanging it.

It's not as if wandering over to the ATM afterwards would hurt.

Some shops may accept it, but they don't have to.

binaryuniverse

As long as it's a genuine Scottish note then you can use it as currency. Some shops may accept them, some may not. All depends on the shop. They aren't legally obliged to accept your money. Also be prepared for some tutting and sighing behind you, as the cashier calls the manager to check they can accept it.

iammumtoone

I got given a five pound Scottish note as change the other day.

To be fair the cashier asked if I wanted it, I said it was fine and queried why she asked, she explained a lot of customers won't accept them.

I though it was strange at the time but now I know why

Haven't tried to spend it yet, will probably put it in the car parking machine now.

Nick_C

misterstingy wrote: »

Not sure if this is the right part of the forum for this, but here goes.

I just got a Scottish ten pound note in my change. It's issued by the Royal Bank of Scotland. I didn't realise until I got home and took it out of my pocket to file in my wallet. I live in South East England and I haven't encountered these before.

Anyone had experience of trying to use these in England? Will a shop accept them? Will a bank change it for a normal tenner? Would it have to be a branch of RBS?

Wow! Don't you check your change? Personally, I wouldn't have accepted it unless I was in Scotland, or possibly some parts of the North of England.

Many businesses outside Scotland will refuse to accept them, and I would be surprised if they work in English vending machines.

iammumtoone

Nick_C wrote: »

I would be surprised if they work in English vending machines.

That is a good point I didn't think of that.

Looks like I am stuck with mine, my own fault I will know next time.

As a side question, are most notes in Scotland, Scottish notes? doesn't that make it difficult when Scots come to visit the rest of the UK. I was given my note in the south, I assume it came from a Scot on holiday.

molerat

Often have trouble spending them in Kent when visiting. I remember MrsM being treated like a criminal in Tesco for trying to spend a £5 note and a shopkeeper chasing down the road after us when he realised what he had taken. No problems though down as far as Chester.

Nick_C

They are common in Blackpool, and widely accepted there, due to the number of Scottish visitors. And I used to see them a lot growing up in Bridlington years ago. You can pay them into any bank. The only reason not to accept them is a lack of familiarity. Is it genuine or a forgery?

Same applies to notes from the IOM and Channel Islands.

[Deleted User]

Hi,

misterstingy wrote: »

I just got a Scottish ten pound note in my change. It's issued by the Royal Bank of Scotland. I didn't realise until I got home and took it out of my pocket to file in my wallet.

Do you 'file' your nails as well, I just cut mine off and throw the cuttings away.
Will a shop accept them?

How did you get it in change?

Maybe Scotland should stop accepting English notes, with old Lizzie's head on them.

Was in a shop that wouldn't accept a Guernsey 50p, 'It's not legal'.

Where I live we get Scottish, Northern Ireland, Southern Ireland and the dreaded English notes, all are accepted in shops and pubs.

Oh, and BoS is part of the Halifax, Birmingham Midshires group, do you trust them?

[Deleted User]

Hi,

Scottish bank notes, for dummies.

the £5, £10 and £20,



the £50,



and most beautiful of all the £100.



There are 3 banks in Scotland who issue their own notes,

Clydesdale, Bank of Scotland and Royal Bank of Scotland.

iammumtoone

Nick_C wrote: »

The only reason not to accept them is a lack of familiarity. Is it genuine or a forgery?

Same applies to notes from the IOM and Channel Islands.

Doesn't the new style notes make that argument harder to justify.

Even so previous to that most shops had a machine/pen to check notes which I am guessing would work whatever picture/country the note had on it.