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Balance transfer query

I have a Santander CC which I have a 0% deal on, the BT is nearly paid off. Into which I have done a BT, an amount from a Barclaycard..Would this amount be subject to the 0% which I believe is still running, or have I just transferred money from one card to another with a possibly 18% or whatever the rate is. TIA

Comments

  • If the card had a live 0% offer, yes. If not, no.
  • Normally you have to transfer within the first 30/90 days of having the offer to take advantage of the BT promo period. If you're approaching the end of the BT (or have at least had it for a while), it's likely that you'll pay normal interest on it - some do let you transfer throughout though.
  • molerat
    molerat Posts: 34,842 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to read and understand the T&Cs document you received when opening the account. All you need to know is there but you will find out when your next statement arrives as Santander are very good at breaking down and listing the different offers.
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