Has anyone been to a car insurance claim court hearing?

AylesburyDuck

Comms69 wrote: »

... the other parties insurance is liable for your out of pocket expenses......

Indeed they were.

rs65

AylesburyDuck wrote: »

Insurers wanted to settle 50/50, absolutely not our fault, so we took him to court, he picked a court over 200 miles away from us to inconvenience us , we offered to settle 70/30 (last minute to avoid travel and expenses and hastle),he refused, we traveled and attended, we won, because we had offered a settlement and he refuse he was forced to pay out of his own pocket because he didnt have legal cover.
Seriously not lieing here!
But whatever.

What you have described is someone taking it to court without their insurers support. Legal cover wouldn't pay for that either.

AylesburyDuck

rs65 wrote: »

What you have described is someone taking it to court without their insurers support. Legal cover wouldn't pay for that either.

We had our insurers support, and had it not gone in our favour then yes legal cover would have paid for it.
Listen, the OP asked for people who had experienced court, i've told it how it went, you can all bleat how you want but it was OUR experience of it, as requested.:mad:

FutureGirl

I can't see how you would know whether the other driver, or his insurers, would have paid your solicitors costs - that would be an issue between themselves to discuss and sort out.

And the post above you referred to the other driver not having his insurers support - not you!

rs65

AylesburyDuck wrote: »

We had our insurers support, and had it not gone in our favour then yes legal cover would have paid for it.
Listen, the OP asked for people who had experienced court, i've told it how it went, you can all bleat how you want but it was OUR experience of it, as requested.:mad:

And your comment about informal and cross examination is fine. The bit about legal cover is completely wrong and isn't helping the OP.

Normal car insurance pays to pursue or defend a case (assuming insurers are happy to take it to court). Legal cover has absolutely nothing to do with it.