0% credit card query

If I set up a DD of X amount per month, and I pay an additional one off payment as there is an option to do .why isn’t that X amount taken.
How do I get around it so the one off payment and the X amount is deducted

Comments

  • Some cards don't take the DD if a manual payment of the minimum or more is made. Some do.

    Since yours doesn't, you need to make the manual payment after the DD has been called for.
  • zx81. How do you determine when the DD has been called for? If it’s the 1st of the month, do I make the one off payment on the 30/31 st of the previous month or further back or the day after the DD it due. TIA
  • The 1st or later would be fine. You could actually do it before, as DD are called for a few days before pulling the funds, but may as well play it safe.
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