Buying my Grandparents House - clarification advice

Mardle

As your Nan is self funding she could be eligible for Attendance Allowance which will help her funds stretch a bit further.

FitzyJ

Thanks Mardle,

Not sure if my Nan is claiming that already but something to look into if she isnt.

teddysmum

Even if someone doesn't have means, the LA will not pay up if it thinks that residential care is not essential, so this could also be a problem if the money runs out.


My mother-in-law was put into care and was self funding,but she was there for over 5 years, so the £50000 she got for her house and about £20000 savings would soon have been used up. The money left in her account was only the £14000 odd below which full fees are paid,as shown by the small amounts given to each of 4 grandchildren (the funeral was pre-paid).

Mojisola

FitzyJ wrote: »

Correct my Nan will be paying for 100% of her care. Local Authority have already refused funding due to her assets portfolio (i.e. the house mentioned).

The LA should be contributing towards the care for the first twelve weeks if she goes into care before the property is sold.

Read up on "12 week property disregard".

Mardle

Mojisola wrote: »

The LA should be contributing towards the care for the first twelve weeks if she goes into care before the property is sold.

Read up on "12 week property disregard".

That only applies to people who have less than £23k in savings.

martindow

In the OP you mention other family member. My major concern would be ill-feeling if they think that you have got a bargain at their expense. You need to tread carefully as it is not worth creating a family rift over this.

For fairness maybe it would be best for you to pay full value and then for nan to give the contemplated discount equally to the family members (having considered the possible deprivation of assets issue).