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Are CC fees non refundable.

Had to cancel holiday on docs advice and insurance has paid out minus APD and CC fee.was told to contact airline for the APD but cos flights were booked thru holday company i have to wait for airline to pay them before they refund.regarding the CC fee they told me it was non refundable but m&s tell me different.trying to get back as much as possible cos on top of me losing money on train tickets (advance) i had to pay £20 for a medical certificate and i had a £60 excess to pay.would be grateful for any advice

Sue

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