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Light the fire...

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great saving on the fire!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Hazelnutty
    Hazelnutty Posts: 744 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Thanks for the tip! The scandinavian brands seem to be the best so will definitely check that out (2k is a total bargain!)
    Choose kind:)
  • South_coast
    South_coast Posts: 5,868 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Great work on the frugal holiday 😀 

    Sorry about the car, that sounds like a right b*mmer 🙁
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Feeling your pain with the new car Woodfired - our second, new to us car was only properly fixed after we'd had it a year and we'd only had the previous one a couple of months before that had to go back.  We'd bought from a dealer though so were able to return/repair eventually.  It's always a risk changing cars.  Hope you get a buyer soon.

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the car sorts out.  How gutting. You have made great strides in other areas though and your holiday sounds like it did you good.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • yogavibes
    yogavibes Posts: 99 Forumite
    100 Posts First Anniversary Name Dropper
    Hope you get the car sorted out soon.  Cars stress me out. if I could get everywhere on my bike I would be happier.  I really like reading about your meals - you have lots of ideas! 
    MFW #69 Mortgage remaining Jan 2021 £221,644; Jan OP £1000;
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LOL at not finding things - I often have that problem. Other things seem to be going well for you though.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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