Light the fire...

savingholmes

That's the benefit of town versus rural living then. We have a pub near us that does 2 meals for a tenner - not where I would pick for relaxing but good on those days when you are desperate for a break from cooking. There are other pubs too that gradually go up from there. I'm teetotal and DH doesn't drink much so never had the alcohol cost or taxi dilemma.... chocolate on the other hand.... it's in your 5 a day isn't it?

woodfired

savingholmes wrote: »

chocolate on the other hand.... it's in your 5 a day isn't it?

Oh most definitely one of your 5 a day SH, absolutely essential to survival

Back to school today!! Yay! :rotfl:
Haha, seriously though, they are sooo ready for it, the bickering has ramped up hugely these last few days as they have got bored of being at home. PE kits, uniform and bags all ready to go.

I've taken a couple of hours off this morning to take them to school myself and I have been productive so far. I've put a joint of beef in the SC for dinner tonight with some veg and then peeled potatoes and chopped broccoli, both are in pans of water waiting to be switched on when I walk in tonight. I have a load of laundry to hang out to dry and I need to hoover our room as I cut DS's hair last night and there's some on the carpet! :rotfl: Then breakfast, obligatory first-day-back photo and walk to school (perhaps re-jig the sequence of events, photo before brekkie?!). Work at half 9, i'll have a coffee and a rest when I get there! :rotfl:

Have a good day all.x

savingholmes

Hope all went well with first day itis

woodfired

Morning All,

Sorry I've been MIA a bit lately. I suppose I have been a bit superstitious and not wanted to jinx anything by writing it on here!
We had a 3rd viewing on our house last Wednesday, followed by an offer of £285k. We really couldn't go lower than £290k so were at a bit of a stalemate. Anyway, we happened to bump into the owners of 'Dream House' on Friday and explained who we were and the situation we are in and that we were hoping the buyer would increase but nothing yet etc etc. Owners were lovely and showed us the garage that we hadn't seen properly, we exchanged numbers and promised to keep them up to date (EAs are pretty useless). 10 minutes later we had a call to say that if our buyer wouldn't increase, they would drop theirs by £5k as they have seen a house that they love and are desperate to get moving! :j:T:j:T

So the current situation is we are waiting for proof of funds from our buyer before instructing solicitors, hopefully this will be by the end of the week. :beer:

And then weirdly the panic set in, can we afford it? What if DH's business goes wrong? Are we stupid to be doubling our mortgage? Etc. Etc.

I'm hoping these are all normal wobbles, we have been so focused on getting ours sold it feels strange to have agreed a sale and start ACTUALLY moving forward with it.

Moneyfordreams

just normal wobbles
keeping fingers crossed for you

FloppyDisk

Oh that's a really lovely update! How nice to see everyone being sensible and understanding. Really hope it continues through all the searches and mortgage malarkey. The fact that you post here means you know your numbers and means you definitely won't be doing anything silly on unmanageable. It's all unmanageable when you break it down!

woodfired

Moneyfordreams wrote: »

just normal wobbles
keeping fingers crossed for you

FloppyDisk wrote: »

Oh that's a really lovely update! How nice to see everyone being sensible and understanding. Really hope it continues through all the searches and mortgage malarkey. The fact that you post here means you know your numbers and means you definitely won't be doing anything silly on unmanageable. It's all unmanageable when you break it down!

Thank you both!!
I think I have a mental block around the idea of a mortgage above £200k. Then I look at friends who have mortgages of that size with hardly any equity, they don't seem fazed at all! We will have a loan to value of less than 60% and the repayments are almost the same as we have now (including current OP). This fact quoting is more for my benefit than yours, I'm talking myself into it slowly :rotfl::rotfl:

savingholmes

Sounds great to be able to go for your dream home and get a reduction on the price.

lucielle

Oh wow! Keeping everything crossed
L

woodfired

Thanks all for your good wishes. Still waiting for the buyer to provide proof of funds, she is very laid back and not rushing at all, I just hope this isn't a bad sign.

In other, money-stretching, news I bought a chicken on Monday that has fed us every evening and will do once more tonight . Chicken, stuffing and pigs-in-blankets sandwiches in crusty bread Monday (and Tuesday :rotfl: as they were so good), full roast chicken dinner last night and remainder tonight will be chicken soup/stew with dumplings and perhaps home made bread if I get organised.
I have also rescued 3 frozen curries I made last week. I portioned them up with brown rice which I'm not hugely keen on but it needed using up and is healthier . Unfortunately there was too much rice and the curry itself was quite mild and sweet and didn't stand up to the flavour of the rice at all. Anyway, we get these amazing cauli & chickpea ready meal curries in at work, they are gorgeous, only I need to add a bit of coconut milk as they are really hot. So I had the idea to split the sauce from one of these between my 3 remaining curries in the freezer and it was lovely! I added a bit of coconut milk aswell but it was so much tastier. I had one for lunch but the other two were still frozen and I just dumped the curry sauce and milk on top of and popped back in the freezer, they'll mix together when I heat them up! Saved three meals that would otherwise have lounged in the depths of the freezer and probably eventually got thrown out.

In money news, I made an op of £740.63 to round the balance of mortgage to the next thousand though it always pays off a bit more than I was expecting for some reason? Now standing at a lovely round figure of £111 997.85 . :rotfl: