Right, lets do this!

kettymerry34

Keep on diaring! Good luck !

DebtFreeFrog

Hi KettyMerry34

Thank you

camz2017

No worries just keep going - you got this :D

If you feel like you spend a lot - please track every penny spent and categorise it e.g. groceries, lunch, haircuts, fuel, eating out, alcohol, gifting, coffee etc. Then you can focus on the areas costing the most.

DebtFreeFrog

Thanks Camz

Yes I definitely need to do this, as sometimes I have no idea where my money has gone. Its usually when I've popped the shop for milk and it's turned into a £20 spend.:mad:

Payments made
£50.00 to Virgin
£10 Emergency Fund £70

Overall Debt is[STRIKE] £8199.31[/STRIKE] £7823.82

Breakdown

Lloyds [STRIKE]£3080.00[/STRIKE] £3049.00 0% until May 2019
Virgin [STRIKE]£5119.31[/STRIKE] £4774.82
[STRIKE]£937.00[/STRIKE] £887.00 0% until April 2018
£742.00 0% until Sept 2018
£857.82 0% until Oct 2018
£2288.00 0% until Nov 2018

Hoping for a snow day tomorrow :rotfl:

MeenaM

Hi Just checking in with you, glad to see you are making steady progress and the debt is reducing, hope you have a lovely Christmas

DebtFreeFrog

Ooh I'm back.

Crazy hectic period over Christmas and going back to work.

Anyway, I hope everyone had a lovely Christmas/New Year!

Now to update totals. I feel like I haven't done much paying off really but I'll find out in a minute when I see it all written down/typed out.

Overall Debt [STRIKE]£8199.31[/STRIKE] £7664.25

Lloyds[STRIKE] £3080.00[/STRIKE] £2994.43 0% Until May 2019

Virgin [STRIKE]£5119.31[/STRIKE] £4669.82
[STRIKE]£937.00[/STRIKE] £782.00 0% until April 2018
£742.00 0% until Sept 2018
£857.82 0% until Oct 2018
£2288.00 0% until Nov 2018

Savings £350.00

Back on the debt busting now! 8 No Spend Days so far :j

MeenaM

well done!

UK_Ozzy

Well done debt free frog keep up the hard work.

DebtFreeFrog

Thanks!

£65.00 paid off Virgin

Overall Debt [STRIKE]£8199.31[/STRIKE] £7599.25

Lloyds [STRIKE]£3080.00[/STRIKE] £2994.43 0% Until May 2019

Virgin [STRIKE]£5119.31 [/STRIKE]£4604.82
[STRIKE]£937.00 [/STRIKE]£717.00 0% until April 2018
£742.00 0% until Sept 2018
£857.82 0% until Oct 2018
£2288.00 0% until Nov 2018

Savings £350.00

MeenaM

Very well done! it's coming down nicely !