Elite 11+ shopping and chat thread part 2½

matty17r

Tinyshoes wrote: »

You have just reminded me I don't usually go to town on a Saturday but had forgotten to pay CC bill. (old skool no online banking here )

Popped into SD and these things were not there in the week and I have been twice this week already. :eek:



Feeding bowls 8p
Nivea In shower after sun 70p
Blonde hair stuff 60p
White Nail Pencils 1p

I bought the bowls about 2 years ago and paid 20p each for them. Think I got ripped off!

Anon

A few offers on N3ctar of potential interest:

1000 points bonus when you buy a family ticket on LN3R trains
800 points bonus on V1rgin trains (child trip )

1000 points cost buy a Vu3 cinema ticket

I wonder - If the S takeover of A proceeds, will we get N3ctar points from A too ...

HTH

Anon

Anon

Wheres_My_Cashback wrote: »

Baffled by the rush for everyone wanting to suddenly print off all of their APGs?

Asda have told us officially you have until 03/10 to check giving an expiry of 31/10 officially. Unofficially that could be 31/12 if they don't change the current system.

Secondly, why are you still printing them ? If you're using self-scan you haven't needed to since the manual check stopped and they stopped the requirement to deposit them, nearly 2 years ? now. You only need it on your phone.

Now I know the odd few dozen here like a good conspiracy theory, but please, suggesting it's been taken out of action purposely or permanently is going a little too far. Patience doesn't seem to be a virtue of many here

In my store they still take the voucher and put it in the slot despite it saying that is not required - it is easier to print than argue.

Anon

Savvybuyer

Anon wrote: »

I agree - many customers forgot it was there as they stopped advertising it.

If A wanted to reboot the APG, then closing it and creating a surge in use would be a way to see whether customers noticed and loved it like they claim to do. Their Twitter suggested that the increased use due to the announced closure had caused the technical issues (:huh: ).

If they wanted to capitalise on it now as the guarantor of low prices in the big supermarkets, due to public demand they could backtrack and cancel the closure :A.

Of course, we would support them .

Anon

:rotfl:I hadn't seen Twitter but thanks for letting me know about it.

As always, I am completely right*. I was just giving my own independent analysis of what may be likely to have been happening. And I now see, as usual, my own independently-formed view without any knowledge of what was happening now appears was indeed the case. Just as I said it would be:p.

They have decided to close it and I think that was their honest decision and they didn't intend it to be a publicity stunt. I don't think they intended to create publicity for the scheme and create a surge in demand for it. But that may be one unintended result. Having seen that, there must be the slim chance of it causing them to rethink. I doubt they will, as there are no processes and procedures for that "thought" to work its way to the "controlling mind" of the company.

I think that, in relation to the wider retail market, the scheme has run its course and had its day - the message is "it's time to move on". Having seen how easily T cancelled its TBG, without any real adverse effects, A has decided to do the same.

It seems to me that "even lower prices" is just a thing that they say in order to make the closure more palatable rather than something that has to be delivered. I mean, "even lower prices" - what does it even mean? The "lower prices" certainly won't be lower than the glitch prices, but they weren't catering for that situation. Even lower prices than what? It's so vague. A has, at rare times, had lower prices - such as sub-£1 prices rather than usual £1 rollback prices - than it usually has. Usually, if it has £1 rollbacks on some items, competitors have, in the past, often had half prices offers of sub-£1. However it seems they are rarer now and everything is more expensive and supermarket phrases of low prices or "helping us save" are just things to make things look good and promote, which is what the supermarkets are there to do, when actually all prices overall are rising.

Of course there will still be the loss leader items - and it is for us, presumably with no APG, now to buy the few loss leader items from everywhere. Don't get drawn in to spending more in the store (whichever retailer it is) on things that are cheaper elsewhere. This, of course, assumes that shoppers are perfectly rational (which they are not) and have time to shop around and see what the prices everywhere are which, for most items, people often give up - spend so much time looking (and I do it myself) that, eventually, you can't find everywhere's prices and you just cave in and buy at the next place you see, regardless of the price.

I think the lower prices will often, if not exclusively, be the same prices as everywhere else. I think it will just be offers rotated around and 'business as normal' (in that aspect). I doubt it will be any lower than it would have been before, and how can you prove that it was, or was not, any lower than it was already going to be? It's just a vague statement that is, essentially, meaningless and just to soften a blow (or what would otherwise be a blow). As it's meaningless, we can't say that it is wrong and it's just a promotional statement that they are entitled to make to try to persuade the public as to where to put their business.

There is the argument that PGs actually increase prices, for most customers and in this sense there may well be lower prices. With a PG, retailers can just put prices up as high as they want (within reason, as long as people will still purchase at that price), secure in the knowledge that, if the customer thinks it is too high, the retailer can just say "check our guarantee" and then claim, rightly, to have effectively the same or better value than competitors through that. The retailer will then know that few people will bother to check the guarantee anyway, so they can put prices up and most people will pay them and a few will get things cheaper through a price promise.

Now, with the PG gone along with competitor schemes gone, there will be more competition on the on-shelf (assuming it is correct SEL) prices and this could well see prices go down although they may well increase due to Brexit as well, so the end result (even if "lower prices") will be much the same prices as now (that being normal shelf prices with no 10% off available to customers that are not staff with discount cards). If it makes shelf prices 10% lower (and supposedly Asda-Sainsbury's merger may be claimed by the stores to do that, but I doubt it will), I think it will be lost by Brexit causing inflation anyway so the same prices as before. We lose the 10% of the APG and pay normal prices (so in effect we are paying 11.1111...% more - moving from APG to same prices as they currently are) - we certainly don't get glitch prices anymore and we don't have wombles to pay for anything.

However, if the APG is to be stopped, I think A has gone about it in the best way and, somehow, has managed to do so without upsetting me and has left me still feeling good, even though I will be taking probably most of my business elsewhere. Unlike T, where my experiences have been of them withdrawing schemes with little notice and generally annoying me, A has given plenty of notice and enabled us to plan. For those that only claim 10 vouchers a month, per account, they've even considered those that have more than ten claims to make but wanted to carry some over to the next month. By closing the scheme on 3rd October, this allows people to make claims on the account in early October - and they won't have more than 10 receipts to check between 1st and 3rd October.

They've also, cynics may say, closed the scheme helpfully for them - just in time before the Christmas rush so we can't use vouchers to pay for that.

So the message must be "do all your shopping for Christmas during October, using the extra vouchers you will be hopefully collected before then from receipts checked by 3rd October". Or wait till after Christmas for the usual RTC deductions, that are far better prices than any other time of year (worst time for Christmas shopping is between now and Christmas) and, to be fair, at that time, post-Christmas, Christmas items going on RTC in stores will have dropped off the websites anyway and wouldn't have been be available for use on the APG even if it still kept running. It's RTC items bought on RTC after Christmas as usual, which wouldn't have been on APG in previous years anyway. But no womles to pay for them. But then I bought reduced Christmas items in M and T at that time last year/very early this year without wombles anyway. Obviously would have to pay real cash/debit card if any available from A this time, but then the items are very cheap anyway (if people find any stock as usual).

If they are to close the APG and have a closing date, they have been very considerate in the date they have chosen for it.

PS: I do not want to get into a debate about Brexit (although saying this will now inevitably draw attention to the wish not to and cause one). Whatever I say will doubtless be dismissed as "Project Fear" by anyone that disagrees with it+. And there is just no comeback from that phrase or any point arguing with it. (Not because the argument is invalid, in fact the complete opposite, but because it will be simply denied. In post-truth world, people can simply shrug their shoulders and disagree with the truth. No point bashing my head against what is not going to change opinion and can simply denied. Point: You are, still, simply factually wrong and your opinion does not alter that fact!) Suffice to say I don't see any benefit at all from it and we'll just see the disadvantages. Project Fear. Project Fear. Doesn't matter. I simply look forward to you witnessing what you say won't happen happening and then denying that it did. I just don't see any benefit, sorry. And that's all I say. Maybe there is, maybe I am wrong. I am yet to see it and I don't think I will see it. (Of course the problem is that I am looking at it rationally based on evidence that most people don't see, or some deny even if they see it, or maybe they genuinely don't see it, they deny it even if it is shown to them.) I merely think any benefits of "lower prices" from greater competition on-shelf that might be caused by no PG existing will be offset by increased prices from elsewhere, or we'll probably end up paying more once the benefits are cancelled out and more. That will just be a general increase in prices though, and deal with through inflation and wages going up to make up. Just general increase in cost in living and just normal inflation as before like it's been through decades past, so no change in the end except things now cost £1,000 instead of £10 but then we get paid more than we were paid in 1927 so all swings and roundabouts and no change. I seem contradictory - I can't say 'no change' but then say 'increased costs'. But then if costs increase for everyone, eventually everyone will need to earn more in order to pay them - so it doesn't really make much difference after that.


*I am not btw, I am just exaggerating for effect. I am wrong sometimes - as all humans can make mistakes. But, when I become aware that I am wrong, which I think I often do, then I put right my views so that they are right.

+I think this is a little unkind and probably not true. Some people may well disagree with it and not dismiss it. But it was just a general point I was making and not literally correct in every way.

Anon

davemorton wrote: »

AAu, that life insurance... Have you just taken it out? Just in the T&C it says "You will receive an email from the Promoter within 40 days of making your 3rd premium payment. "

Edit: Oh, and were you truthful on the questions?
And I am assuming you can cancel before the end of the term.
Edit2: Yes,
What if I stop paying?
• Your Policy will end 60 days after
the last premium was paid.

aau1 wrote: »

It's still on. Just make sure you don't delete the redemption email like i almost did!

https://www.moneysupermarket.com/life-insurance

Is there any risk in taking out the insurance? I know you have to be truthful as it is a financial product, so no doubt reported to various bodies, but is there a risk of having your main insurance cancelled or getting blacklisted if you take it out and cancel?

Many thanks

Anon

glitter_bug

curl_girl wrote: »

Most of TS beer scanned at full price in my store.
The loo roll label was there but empty shelf.
Ariel Purclean liquid bc 9638 £2.10.
Just noticed it's a 30 wash and I only bought one!

Afternoon peeps.

Afternoon
Could someone please tell me what the offer was with the loo roll please ?
Thankyou

Wheres_My_Cashback

Forgetful wrote: »

Not the asdas i go to .... have it on the mobile... they will want me to put my mobile into the slot.
Yes thats the theory but the staff at asda gives us all sorts of stories... my latest is i cannot scan it myself because they would not be sure the voucher and receipt matches,, they would not know if I have put them BOTH into the slot..and I am only allowed to use ONE APG a month!!!
so what does she do... she TYPES in the amount in £1.72 on her cashier keyboard !!!! when I had already done the scanning myself... she had to cancel my transaction and do it all herself..

oh well.. no need to stay under the radar now..

Then you need to get your training hat and then they'll leave you alone

Anon

A reminder for anyone with AP C0sta vouchers with September expiry date - the 13/9 deadline is fast approaching - spend or extend .

HTH

Anon

SweetnSavvy

nettiebobs wrote: »

Don't quote me, but I think it has to be the sender of the item that has to claim for non delivery, but putting those words may make potential 'scammers' take note.

When I filled in the Royal Mail claim form it specifically referred to ebay and There was a tick box for either seller or buyer so I assumed either could claim.

SnS

emerald21

Good Afternoon does Greggs only offer freebies to certain accounts nowadays does anyone know please ?