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TSB classic plus account terms

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Hi I have just switched to the above and I am waiting for it to complete, my question is about the monthly bonus for purchases, I realise you have to have 20 purchases a month but what’s to stop me doing multiple purchases at the same time, e,g milk bread and butter and instead of putting them through at once putting them through individually

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  • IanManc
    IanManc Posts: 2,441 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    robti wrote: »
    Hi I have just switched to the above and I am waiting for it to complete, my question is about the monthly bonus for purchases, I realise you have to have 20 purchases a month but what’s to stop me doing multiple purchases at the same time, e,g milk bread and butter and instead of putting them through at once putting them through individually

    Possibly the people in the queue for the self-checkouts throttling you? :rotfl:
  • robti
    robti Posts: 212 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Or I could go in and buy 20 items and put them through and wait for they ones in the queue to complain lol
  • surreysaver
    surreysaver Posts: 4,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    robti wrote: »
    Hi I have just switched to the above and I am waiting for it to complete, my question is about the monthly bonus for purchases, I realise you have to have 20 purchases a month but what’s to stop me doing multiple purchases at the same time, e,g milk bread and butter and instead of putting them through at once putting them through individually

    There is nothing stopping you doing that. It literally has to be at least 20 separate transactions.
    I consider myself to be a male feminist. Is that allowed?
  • robti
    robti Posts: 212 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    There is nothing stopping you doing that. It literally has to be at least 20 separate transactions.
    Thanks was readin* up and couldn’t find anything confirming the terms
  • badger09
    badger09 Posts: 11,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Or you could rejoin the queue 19 times:rotfl:
  • I've got a question about this one too.. do i still get the £130 if the account I'm switching doesn't have any DD attached to it?
  • teddysmum
    teddysmum Posts: 9,521 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There is nothing stopping you doing that. It literally has to be at least 20 separate transactions.


    When the Co-op began paying 5p for every use of a debit card, I processed 4 trays of dog food on a quiet at Tesco afternoon, instead of buying in one transaction, but even just this number with the 'Weigh your own bags', 'How many of our bags have you used?', scan your card etc to run through, took so long that it was the first and last time I tried. (20 is unthinkable)
  • eskbanker
    eskbanker Posts: 37,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mdrb1979 wrote: »
    I've got a question about this one too.. do i still get the £130 if the account I'm switching doesn't have any DD attached to it?
    No, the first paragraph on the page linked from MSE states:
    Transfer all active credits and debits, which must include at least 2 active Direct Debits as part of your switch.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    teddysmum wrote: »
    When the Co-op began paying 5p for every use of a debit card, I processed 4 trays of dog food on a quiet at Tesco afternoon, instead of buying in one transaction, but even just this number with the 'Weigh your own bags', 'How many of our bags have you used?', scan your card etc to run through, took so long that it was the first and last time I tried. (20 is unthinkable)

    There's an easier solution.

    Pay for the mutt food using your credit card (and get cashback).

    Then, when the card statement arrives, split the total in to thirty payments.

    Downside: it's still time consuming, but you can do it in the comfort of your own home; some credit card providers don't accept debit card payments; other card providers restrict how many payments you can make a day.
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