Natwest Overdraft Automatic Increase

BenP-UK

Hi

Quick question has anyone even heard of Natwest increasing an overdraft without being asked?

My was increased this morning by £190 and I don't know why

B.

jonesMUFCforever

Have you asked them?

By the way I got 2 letters today with changes to terms and conditions of 2 credit cards that I have - both say that they can vary the limit at any time but if I didn't want any increase to let them know.

Perhaps the increase in your facility means your credit 'score' is improving?

brewerdave

I've actually just had the opposite -NatWest have reduced my approved o/d limit by £1000 ...and also my NatWest Mastercard limit has been reduced by £5k. Both letters mention the fact that I haven't been using the available credit.
I thought that they must have done some sort of credit audit -OP have you been getting close to your o/d limit lately?