Virgin CC

starM

Hi,

My other half applied for Virgin CC and received a letter a stating "nearly there - we just need to confirm proof of id and address to make a decision".

Wondering if anyone else received that letter and what was the decision after that? Will they accept photocopy of passport or driving license.

Thanks
MS

jonesMUFCforever

The letter surely tells you what ID they will accept.
I would not think a photocopy of any ID would be acceptable although they may accept a certified copy but make sure that an appropriate body/person signs the copies.

Pound-Of-Flesh

Not sure about the proof of ID.
The fact they sent you a letter (which you received) is itself I expect part of the address-check. (If you gave a false address, you would not receive their letter). Typically they ask for a copy of a utility bill.
Anyway, as the previous answer says, surely they tell you what info they require???

As for what will their decision be - sounds like you have been approved, subject to these checks. If you are a legitimate applicant you should have no problem proving who you are and where you live. I can't imagine them THEN saying sorry you don't meet our lending criteria!

muhandis

The letter should say how you can provide proof of ID. I applied for a Virgin CC a couple of years ago and gave up because there wasn't any cost-free way to submit proof as I didn't live near a Virgin Money store at the time. Personally, I refuse to pay a single penny for anything extra they need. Maybe they have more options now.

Most financial institutions now check identity online or only require non-certified photocopies and provide a self addressed envelope to send it across.

starM wrote: »

Hi,

My other half applied for Virgin CC and received a letter a stating "nearly there - we just need to confirm proof of id and address to make a decision".

Wondering if anyone else received that letter and what was the decision after that? Will they accept photocopy of passport or driving license.

Thanks
MS