Courtesy Car scratches

andersonchenghy

After the initial report to the insurance company, they have now put it under fault claim and did not review the dashcam footages and say because we didn't see the reg plate on the mortorcycle, it will been seen as we are at fault. Is there a way I can go by with this?

DoaM

You already had the answer to that question ... No.

TonyMMM

It isn't a question of fault as far as the insurance company are concerned - it a because they haven't got anyone they can claim against....so it counts against you.

andersonchenghy

TonyMMM wrote: »

It isn't a question of fault as far as the insurance company are concerned - it a because they haven't got anyone they can claim against....so it counts against you.

How is this even fair ? Would i be able to obtain CCTV footages and hopfully catch the reg no. on this motorcycle?

Warwick_Hunt

andersonchenghy wrote: »

How is this even fair ? Would i be able to obtain CCTV footages and hopfully catch the reg no. on this motorcycle?

Who said insurance was fair?

There's nothing stopping you trying to get cctv footage. They're unlikely to give it to you but if you establish there is some the police will get it if you contact them giving them their log number and collision report number.

Crabman

Insurers often have an uninsured driver policy - it may be possible that this scenario applies here (not 100% on this, just suggesting). Do check on your insurer's terms/website if you haven't already.

Warwick_Hunt

Crabman wrote: »

Insurers often have an uninsured driver policy - it may be possible that this scenario applies here (not 100% on this, just suggesting). Do check on your insurer's terms/website if you haven't already.

If they go by the same rules as the MIB you'd need to establish the vehicle is uninsured.