Old couple DRO?

dementia_barclays

Taking house off 76yr old with Dementia, as Interest Only Mortgage has expired. Barclays have no heart

safestored4

How do we know that these people have got dementia? They are described as old and doddery. It’s easy for a younger person to say this but it could mean anything. For all we know they are a couple who have lived extravagantly beyond their means and are now having to face up to the consequences. There are lots of them about. I say this as a married couple of 76 and 74.

CKhalvashi

The-Joker wrote: »

This old couple have got partial dementia

What is partial dementia? There is either a diagnosis or there isn’t.

They may not be at the stage where it’s obvious, but a diagnosis is the only way to get the matter resolved.

We have asked for the debt to be written off but the credit card companies said no

Rightly so, without a diagnosis. ‘Doddery’ and ‘suffering from dementia’ are completely different, one will place them in a different situation to another.

I think dro is now the only option

Maybe, if they have the legal capacity to understand the legal effect of this. If not, the options are much more limited.

Or simply do nothing, what will happen as the couple get older

The debt will continue to exist, and will eventually die with the estate if there are no assets to pay them.