Worth paying £45 for medical travel for one week

textbook

Can get the basic medical travel insurance for Japan and Finland for one week. It's £45 for silver cover. Worth it?

[Deleted User]

Depends on your needs and options.

seashore22

Insurance of all kinds is a waste of money if you never claim and a necessity if you do. Since none of us have a crystal ball I would say that travel insurance is worth it, yes.

Is there a lesser insurance ie bronze that covers you for medical needs? Who is the insurance with? Have you shopped around? It's impossible to give a definitive answer without that information.

lisyloo

textbook wrote: »

Can get the basic medical travel insurance for Japan and Finland for one week. It's £45 for silver cover. Worth it?

Definitely, unless you are rich.
How do you know you aren't going to break a leg and need 9 seats and a nurse on the plane to get back?
Do you have £100K spare?

I'd say definitely.
Likelihood is small but costs can be high.

textbook

It's with Hays Travel. Do they worm out of paying?

daveyjp

Sounds like an agent selling it. Shop around and you should pay much less.

textbook

daveyjp wrote: »

Sounds like an agent selling it. Shop around and you should pay much less.

You say shop around- how? Online, do you have a link?

Robin9

Is insurance part of your bank package ?