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Can I legally separate my garden from my property &I then apply for planning permiss?

I recently purchased a property (with a mortgage) that has a massive garden that I'd like to apply for a deed of seperation with and build a separate house on.

Would my mortgage company have any issues with me doing this? As the property that I took the mortgage out with would loose some garden space.

Comments

  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Yes? No? How do we know?


    But it's worth asking them.
  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    [FONT=Verdana, sans-serif]I would apply for planning permission 1st before you think about dividing the plot.[/FONT]
    [FONT=Verdana, sans-serif]It may not be as easy as you think, you may also need to rethink how much land you are selling.[/FONT]
    [FONT=Verdana, sans-serif]When you have permission then approach your mortgage lender.[/FONT]
    [FONT=Verdana, sans-serif]Then market the site and only deal with the title separation as part of the sale.[/FONT]
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