Best put on my big girl pants! my saving for a deposit diary

mumof3.12kindebt

today's small achievement ...
I was brave and went and had my first smear. And she did my bloods while I was there. This is an achievement because I stupidly kept putting my smear off since summer last year.

To do tonight.
Internet banking (need to go on laptop for this)
Food shop with a list and stick to the list!

mumof3.12kindebt

mumof3.12kindebt wrote: »

will make a point of depositing the money out of the money box before the weekend.

once thats cleared we have a grand total of £4000 so far not bad considering we started our journey 5 months ago and we have also cleared £2100 in debt ! pleased with that

me and the partner just had a high five about it .. little wiggle of a celebration woohoo!

still on target to hit the £4k once ive put the money in the bank so we have done okay this month after all

mumof3.12kindebt

Next target £5k by the end of april

mumof3.12kindebt

lets reflect for a moment 17/11/17
£11766.60 loan 6.8% (total includes interest) 9000
£940.96 catalogue 0% - PAID OFF
£200 family member (brought a tent and camping equipment off them) PAID OFF
savings 0 - 4000

mumof3.12kindebt

so thats a total of
2960.96 paid off in debt
and
4000 saved so far

in just 4 months and 9 days

selloptape

Wowsers

mumof3.12kindebt

i honestly don't know how we have managed it !!

Cinny91

That's so good!! Well done, I'm sure you'll smash your next goal too

Good on you for going for your smear too, it is so important and we are so lucky to live in a country where these things are provided for us. I cringed when I got my letter through to go after I had my LO, it's just not a nice mental image!

Kittenkirst

mumof3.12kindebt wrote: »

so thats a total of
2960.96 paid off in debt
and
4000 saved so far

in just 4 months and 9 days

Wahoooooo! Well done you! It's so lovely to come on and read this, and also your earlier post re less clutter and happiness

All these steps you are taking daily have been working marvellously and coming together. So lovely to read you so happy and motivated lovely :heartpuls

mumof3.12kindebt

Thank-you so much for your replies it's so lovely of you to take the time to leave a comment. It really helps spur me on.

So yesterday we brought dds first shoes (now she's walking) no expense as we used vouchers she had for Xmas and birthday. win win!!

I had training at work today. Long story short my employer tricked me into giving him my pension details and has said he's contacting them to say I want to opt out all because he's a tight fisted !!!!!!! who doesn't want to have to contribute. He also tried to tell me I'm not entitled I've checked with the pension company and I am entitled and I do not want to opt out. So I have the contact number for the pension regulations place and will be phoning them first thing as well as acas. The mood I am in right now I would quiet happily hand in my notice. We apparently get extra holiday entitlement because we don't get extra Pay on bank holidays or Xmas etc. This is something I'm going to contact acas about. And we don't get paid for attending manditiory training. And we are all on minimum wage. I really wonder why I'm there. Oh and we have to buy our own uniform.! Anyway it's been a stressful day and I've done another 3 hours training today unpaid. So I've ordered take out because to be blunt I'm !!!!ed off with work and I couldn't be arsed to cook tonight.

Electric check tomorrow and Easter service at school.

update ... the idiot says we get extra holiday but i have just discovered we dont ... another lie !