BEWARE When Using Price Comparison Sites

thesuburbs

Bottom line: if you are using a price comparison website to test how certain parameters - age, address, points etc - may effect your premium. Use false details. Otherwise your insurance company MAY take the information you input as the truth, and add it to existing policies.

- thesuburbs

rudekid48

Cool story bro. Lesson is not to lie about anything when requesting a quotation for anything.

BoGoF

Or if you're playing around with variables don't use your real details

thesuburbs

rudekid48 wrote: »

Cool story bro. Lesson is not to lie about anything when requesting a quotation for anything.

If it was made clear that it'd effect a renewal - which was completely unrelated to the quotes I'd retrieved from CTM & MS - I would've done otherwise.

dacouch

The cross checking of databases is done automatically without human intervention to reduce costs. Making a call to you would add significant costs and in the Insurers eyes there is no need to as you have declared the information on your quote to be correct.

Blibble

You entered false information into a comparison site, and are stunned when your insurer has an issue with this?

Don't get me wrong, we all mess about with comparison sites. But on the comparison site, I live at number 39 not 35 in my post-code, and my name has the same first and last letters but nothing else. If I ever did decide to go with a quote I found, I'd start it all from scratch before proceeding otherwise I'd be in the same boat.

The reason they don't call you once the details are transferred over from CTM is that it would be far too labour and cost-intensive; instead, the details of every CTM referral will pull through and cross-reference against insurance databases and they call the ones that flag as a mismatch of information

This is all standard across the industry. Diamond appear to have acted completely standard and, in my opinion, fairly in this instance.