PIP just sitting in my bank

have been claiming PIP for a while and I get £104.60 a week but it’s paid monthly. However I’ve never used it for anything and it’s just built up in my current account and now I have nearly £6000 in PIP payments. I also have a separate savings account with over £6000 in it. Am I allowed to claim PIP but not use it? I don’t need anything I get taken to college, my mums mum does all the cleaning, my mum doesn’t go to work but my dad who we won’t speak to has paid for our house and my mums car as they’re going through a divorce. He also pays £150 a week to my mum for me and my brother. But my mum says my dad even has to pay for our phone bills. I’m 17. In my spare time I play on my Xbox. Is it ok to just leave the money collecting in my bank?
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Comments

  • Alice_Holt
    Alice_Holt Posts: 6,094 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    PIP is not a means tested benefit. Having savings well not affect PIP.
    PIP is paid because of your care needs - you may have additional expenses later in life which the PIP payments will help to cover.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
  • Peeps82 wrote: »
    have been claiming PIP for a while and I get £104.60 a week but it’s paid monthly. However I’ve never used it for anything and it’s just built up in my current account and now I have nearly £6000 in PIP payments. I also have a separate savings account with over £6000 in it. Am I allowed to claim PIP but not use it? I don’t need anything I get taken to college, my mums mum does all the cleaning, my mum doesn’t go to work but my dad who we won’t speak to has paid for our house and my mums car as they’re going through a divorce. He also pays £150 a week to my mum for me and my brother. But my mum says my dad even has to pay for our phone bills. I’m 17. In my spare time I play on my Xbox. Is it ok to just leave the money collecting in my bank?

    Pay your own phone bill.
  • School holidays are here again....
  • 45002
    45002 Posts: 802 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Peeps82 wrote:
    have been claiming PIP for a while and I get £104.60 a week but it’s paid monthly. However I’ve never used it for anything and it’s just built up in my current account and now I have nearly £6000 in PIP payments. I also have a separate savings account with over £6000 in it. Am I allowed to claim PIP but not use it? I don’t need anything I get taken to college, my mums mum does all the cleaning, my mum doesn’t go to work but my dad who we won’t speak to has paid for our house and my mums car as they’re going through a divorce. He also pays £150 a week to my mum for me and my brother. But my mum says my dad even has to pay for our phone bills. I’m 17. In my spare time I play on my Xbox. Is it ok to just leave the money collecting in my bank?

    What was the point of claiming it then, showing of to your mates or something else !




    .........
    Advice given on Assured and Regulated Tenancy, Further advice should always be sought from a Solicitor....
  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    45002 wrote: »
    What was the point of claiming it then, showing of to your mates or something else !
    .........
    He's entitled to it so why shouldn't he claim it. There's no law on what you have to spend this money on...
  • You get £104.60 a week PiP....I thought the rates are Care £55.65/83.10 and Mobility £22.00/58.00 (for the Standard/Enhanced rates)...how do you get your figure from that?

    You are living at home....when I was still living at home and on benefits, I always made sure that the first thing I did was pay Mum a fair amount of it for my 'keep'...Regardless of what your father pays to your mother (he is doing what is right for him), you need to do the 'right' thing and that is contributing to the family pot....especially a fair whack towards the electric bill if you are playing x-box each day.

    You are 17...so you will still be in full-time education at school or college? - I think you said college..You now have the finances to pay for your own travel, clothing, and school/college meals...plus any educational trips, books for your course et.c....and certainly pay your own phone bills!

    Start a fund for whatever your post 18 plans are...do you intend going to University?....you could have enough to get yourself a nice amount saved to support you during your studies.

    You are 17....what about driving lessons?...a useful skill for the future.
  • 45002
    45002 Posts: 802 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    poppy12345 wrote:
    He's entitled to it so why shouldn't he claim it. There's no law on what you have to spend this money on...

    This is true.

    Just thinking of all those people struggling to claim/ renewal there claims for benefits, going to appeals, getting into debt, loosing there homes, having to use food banks and so on.....



    :mad:
    Advice given on Assured and Regulated Tenancy, Further advice should always be sought from a Solicitor....
  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    45002 wrote: »
    This is true.

    Just thinking of all those people struggling to claim/ renewal there claims for benefits, going to appeals, getting into debt, loosing there homes, having to use food banks and so on.....

    :mad:

    I totally agree but sadly there's nothing we can do about that. It just doesn't mean the OP isn't entitled to what they're claiming.
  • TELLIT01
    TELLIT01 Posts: 17,804 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Although the OP isn't having to use that money at present, doesn't mean they won't need to in the future. If the mother doesn't want 'keep' the OP could look at putting the money into an interest bearing savings account. The money would at least then be working for them.
    I have absolutely no problem with anybody claiming a benefit to which they are entitled, even if they have no immediate need of the money. Their claiming or not will have no effect on others who are in debt, using food banks etc.
  • poppy12345 wrote: »
    He's entitled to it so why shouldn't he claim it. There's no law on what you have to spend this money on...

    maybe there should be! Better to scrap it all together and base it on need!
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