Tesco Savings DDs

JustAnotherSaver

YorkshireBoy wrote: »

I'm 99.9% sure they pulled the facility (EDIT: for new instructions) altogether a good while ago now. If it's not been reported in this thread, it was reported in one of the other two "savings account funding by DD" threads. Time to get creative with the forum search tool?

Or alternatively, just quietly print out the form, populate it, send it in, and wait and see?

Yeah like i say, it'll either work or it wont. Only one way to find out.

Problem is it needs to be done for a good number of accounts and my sister is the one to 'go first' as i may be able to have it work if i'm lucky - because it'll be on one account, but as she's already got one set up this way i wonder whether additional ones will be allowed.

I don't much like the idea of 14 credit cards but at the moment....

YorkshireBoy

JustAnotherSaver wrote: »

Could I offer some advice?

The reason you're posting here is because you've only just found out about Tesco removing the DD facility. They wrote to customers a good while ago now (well over a month ago?). You've said you're "helping" your family (mum, sister, & brother) make some cash, but your system isn't really working.

1. All 4 of you failed to read/understand (delete as appropriate) the letters sent out by Tesco.
2. Mum, sister, and brother all failed to forward the Tesco letters to you, as guardian of their cash, saying "what the heck is all this about?"
3. Your sister has 7 unread messages in the screenshot above. Do brother and mum have the same? Hopefully they're not important, but you owe it to them to check.

Like I said, just advice. Don't get defensive.

JustAnotherSaver

YorkshireBoy wrote: »

but your system isn't really working.

Depends on what you call working. To what degree.
Since i started i've generated them a nice amount, through interest off current accounts & savings, cashback through Quidco & Topcashback. I've got them involved with HTB-ISAs, retirement planning, LISAs ..... all things that would absolutely never have happened had i let them get on with doing whatever they wanted to do (which would be 1 current account, 1 savings account, stay with the same bank for the rest of their days).

It extends beyond the banking. Last week my mother had no confidence in calling Sky to haggle a deal. I said i'd go through and sit with her while she did it and tell her what to say. She turned a £75 a month bill for TV, calls & regular broadband into a £60 a month bill for the same TV & calls but fibre broadband as well. The saving would've obviously been more had she chosen to not have fibre.

I help out where i can and when i can. Regards the banking - i look back and see the 'mistakes' i made growing up and i try and educate as best i can my brother & sister (& mother) so they don't make the same mistakes and have an easier time.

So i'd say it's working. There's always room for improvement but like the guy who cycles his qualifying money on one day, leaves it in a day then has it going out the next day - he's missing out on some interest so his system is not 'perfect' but it works well enough for him.

1. All 4 of you failed to read/understand (delete as appropriate) the letters sent out by Tesco.
2. Mum, sister, and brother all failed to forward the Tesco letters to you, as guardian of their cash, saying "what the heck is all this about?"

No no, i take full responsibility for it. Anything like that comes through they just auto send it to me.

And i've not noticed any 'change of' letter for any of us.

Unless it's gone to paperless documentation in which case i haven't read it.

Regardless of which, i've 4 months to make a decision. If i'd read this in October it'd have been 6 months. Both timeframes are ample.

3. Your sister has 7 unread messages in the screenshot above. Do brother and mum have the same? Hopefully they're not important, but you owe it to them to check.

You can read a whatsapp message without opening it, or at least get an idea of the message without showing the other person that you've actually read it.

statements and summaries - not really important.

Like I said, just advice. Don't get defensive.

All advice is welcome and don't take the fact i responded as me being negative.

Wheres_My_Cashback

YorkshireBoy wrote: »

Could I offer some advice?

The reason you're posting here is because you've only just found out about Tesco removing the DD facility. They wrote to customers a good while ago now (well over a month ago?). You've said you're "helping" your family (mum, sister, & brother) make some cash, but your system isn't really working.

1. All 4 of you failed to read/understand (delete as appropriate) the letters sent out by Tesco.
2. Mum, sister, and brother all failed to forward the Tesco letters to you, as guardian of their cash, saying "what the heck is all this about?"
3. Your sister has 7 unread messages in the screenshot above. Do brother and mum have the same? Hopefully they're not important, but you owe it to them to check.

Like I said, just advice. Don't get defensive.

Just a couple of points...I use 4 x DDs from various accounts to fund my E-saver, but I'm pretty sure the facility for new ones stopped about 2-3 years ago.

I have three messages 'apparently' waiting to be read, however I've read them, more than once, even downloaded them in PDF form, yet like the post above, my front page shows them as new and unread so I wouldn't take it for granted that they've not been read. Even tried to delete them, but I can't.

JustAnotherSaver

I seriously bang my head with these guys (Santander).

Question: can you set up a direct debit to pay the eSaver from numerous non-Santander current accounts?
Santander Answer: you can pay via standing order.

Question: Yes, obviously. I don't wish to pay via standing order, the question is can i pay via direct debit and can i set this up with a number of other non-Santander current accounts since i already have it in place for one non-Santander current account.
Santander Answer: You are currently funding the eSaver by a "funding mandate" (whatever you wish to call it but it's showing up under direct debit as i proved here earlier). You are unable to set this up to pay from a Santander current account to your eSaver.



Seriously?

I swear if you asked these people what the weather was like outside they'd say something like nah i don't like coffee, i prefer tea.

Do the character gremlins come out during the night, re-arrange the question to something totally different?

Bobblehat

JustAnotherSaver wrote: »

Seriously?

I swear if you asked these people what the weather was like outside they'd say something like nah i don't like coffee, i prefer tea.

Do the character gremlins come out during the night, re-arrange the question to something totally different?

Not much compensation, I know .... but just like JAS (above), I have had similar phone conversations with M&S Bank, TSB Bank, Clydesdale Bank and Nationwide Bank .... and many, many more!

I pride myself on communicating clearly, and sometimes wonder ..... could it be my fault that I received an answer that sounds like it was generated seemingly at random by a computer algorithm, spoken verbatim off the screen by the CS person on the phone to me?

This could explain why there are many debates in many of the threads on this forum that boil down to what a forum member was told by a CS rep ... and then conflicting with what another forum member was told by a different CS rep .... etc etc!

JustAnotherSaver

Bobblehat wrote: »

Not much compensation, I know .... but just like JAS (above), I have had similar phone conversations with M&S Bank, TSB Bank, Clydesdale Bank and Nationwide Bank .... and many, many more!

I pride myself on communicating clearly, and sometimes wonder ..... could it be my fault that I received an answer that sounds like it was generated seemingly at random by a computer algorithm, spoken verbatim off the screen by the CS person on the phone to me?

This could explain why there are many debates in many of the threads on this forum that boil down to what a forum member was told by a CS rep ... and then conflicting with what another forum member was told by a different CS rep .... etc etc!

Just for the record - my last post was all via secure message.

I know some don't like this & prefer to talk but to be honest i've had like yourself - equal problems over the phone so i find no method is better than the other. Just that secure message i can access the 'proof' whereas phone conversation i'm relying on them admitting it should i complain.


It reminds me of a lady i served a few years ago in a way. She was picking out some paving slabs for her garden but was only interested in size & thickness but not colour. I told her with the range she selected there were grey, yellow & red options. Oh no i'm not bothered about that she said. Are they just 2ft-x-2ft? Yes i'll bring some round for you now.
So i bring the yellow ones round. They were selling fairly well at the time.
Oh i don't like them she says. They're yellow. I want the grey ones :wall::wall::wall::wall:

veryintrigued

JustAnotherSaver wrote: »

Take a look again at the form but while you're doing it think Santander! By that i mean look for something that doesn't make total sense.

Section B does indeed say "pay in to your Cash ISA via direct debit"

However take a look over at section 6 of section B. There appears to be 2 options that are not a cash ISA.

I got my sister to send them a secure message and they replied but it didn't make sense (like i said, think Santander).

She said to them - as she's paying in to her existing eSaver via direct debit method from an external current account, can she complete said form for multiple current accounts and fund her eSaver via direct debit from additional current accounts.

They responded by saying she can pay into the eSaver via Standing Order.

Yeah no shizzle Sherlock! So she's fired another off saying that she knows that but she specifically wants to pay in to her eSaver from multiple accounts via the direct debit method and not the standing order method. Can this be done (as in did they stop the option)?

So we're waiting on a reply.





The other way around it is like i said ... think Santander .... and just fill the form out and see what happens. It'll either work or it wont. Worst case scenario i suppose is it'll remove the direct debit for the account that is currently paying in via direct debit.

You seem to be looking at a form from 2013 rather than the terms and conditions you were directed to.

Whilst its entertaining watching this fruitless quest being highlighted on here I think I'd be channelling my time and effort elsewhere by now.

neilsedaka

I have searched this thread but cannot find any mention of using Yorkshire Building Society Egg Savings Web Saver for direct debits to replace Tesco direct debits that will soon be discontinued.

I have been using both Tesco and Yorkshire Building Society for direct debits to satisfy the T&C of several bank accounts. My question is, does it work if two or more direct debits are set up pull funds to a single Yorkshire Building Society Egg Savings account from the same bank account? I know one works. Do two or more work?

Steve_xx

neilsedaka wrote: »

I have searched this thread but cannot find any mention of using Yorkshire Building Society Egg Savings Web Saver for direct debits to replace Tesco direct debits that will soon be discontinued.

I have been using both Tesco and Yorkshire Building Society for direct debits to satisfy the T&C of several bank accounts. My question is, does it work if two or more direct are set up pull funds to a single Yorkshire Building Society Egg Savings account from the same bank account? I know one works. Do two or more work?

Yes indeed the YBS accounts will work in the manner you have suggested. However, I should elaborate for clarity. You can set up as many pulls as you want to the YBS account, but where the account you are pulling from requires two different DD's, then it wont satisfy that need, ie it'll half satisfy the need!