Told neighbor I pay for trampoline damage if I'm responsible, but am I responsible?

AdrianC

Quizzical_Squirrel wrote: »

I know nothing about cars so, in my ignorance, I'm surprised the neighbour is having the roof and bonnet replaced in their entirety.

Isn't that going to make it difficult to sell the car later on? Buyers might think it's had substantial crash damage with the car rolling over.

Or can the garage conceal all trace of replacement?

If they're even remotely competent, then there's less likely to be any sign afterwards than if they've been knocked out and filled.

There's definitely going to be more labour involved in filling, perhaps even outweighing the cost of the panels - for a worse result.

Who knows - perhaps they were even replaced before the car was first delivered, because of transit damage, without the original owner ever knowing...

BeenThroughItAll

Warwick_Hunt wrote: »

He would need to declare the repair as it's not a write off.

Unless he's a trade seller, no he wouldn't. It's up to a buyer to ask.

Warwick_Hunt

BeenThroughItAll wrote: »

Unless he's a trade seller, no he wouldn't. It's up to a buyer to ask.

Oops predictive text, it should have said wouldn't.

BeenThroughItAll

Warwick_Hunt wrote: »

Oops predictive text, it should have said wouldn't.

Gotcha! Thought it was unlike you to make that basic an error.

usefulmale

Does your neighbour have a garage for his car? If so, I would argue that they were partially negligent in leaving the car outside with well-publicised high winds approaching and reduce any offer accordingly.

Especially if he tells his insurance company it is garaged every night.

stator

verityboo wrote: »

Why would the OP pay when they have their own insurance company who would either pay or defend the case?

Your insurance may or may not cover flying objects launched from your garden. I doubt mine does

Stoke

usefulmale wrote: »

Does your neighbour have a garage for his car? If so, I would argue that they were partially negligent in leaving the car outside with well-publicised high winds approaching and reduce any offer accordingly.

Especially if he tells his insurance company it is garaged every night.

Oooh snap. I like your thinking.

Marvel1

£2500, stuff that, insurance, it's there for a reason.

motorguy wrote: »

Why should the neighbour suffer increased premiums for something he wasnt liable for?

That's life.

Stoke wrote: »

Why do I still suffer increased premiums because of someone's bad driving several years ago?

:T same here, when my car was wrote off parked outside my house. Not happy but that's the way it is.

gardner1

At the end of the day the guy is entitled to have his car repaired to the same condition before accident.....and if that means being repaired at a main dealer that's tough on OP.......who should have taken more care with trampoline

Retrogamer

I would consider not paying.

If you don't pay, it's likely he'll be forced to claim from his own insurance company. This will likely increase his premium and won't be as attractive an option

If you pay him, it's unlikely he'll inform his insurance company of the accident in an attempt to reduce the risk of an insurance increase.

For his insurance company to have a chance of recovering any payout from yourself, they would need to prove you were negligent.

If the trampoline has been there for 10 years previously as you mentioned and never moved in severe weather previously then it may be considered reasonable to assume it would not move in the recent weather either.

If they did try and claim the money from you, they would have to go to small claims court to force that to happen.
They would likely be unwilling to do that if they weren't fully confident that they had a good chance of winning and that depends on if they're able to convince the judge that you were negligent