Switching to another 0% credit card

loopy1980

Hi

Me and my partner both have 0% interest credit cards. The offer of 0% is due to end in march next year. My question is that as there are changes in interest rate probable and a shift to more responsible lending should we be looking to shift the balance to new 0% cards now or wait until the new year?
I don't want to wait and miss out on the best deals if things are likely to change soon.

Many thanks

[Deleted User]

You should look to get another BT offer, if you need one, a couple of months prior.

There's no overall change in card APRs or lending criteria.

loopy1980

Thank you. What u worry about is the length of the 0% balance transfer as from what I have read from Martin's emails is that the best deals are ending because of the shift to more responsible lending and I don't know if the same sort of lengths will be offered in the new year.