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Bank statement showing payments to sol
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He is paying the amount agreed with the creditor.
What is the relevance of any amount he may have previously agreed with an ex creditor?
You really think breaking a contract and reducing payments as you cant afford what you agreed isn't relevant when applying for more credit?
he is in a debt management plan, He wants more credit that's going to be taken into account when deciding if they will lend and what rates if they will0 -
He is paying the amount agreed with the creditor.
What is the relevance of any amount he may have previously agreed with an ex creditor?
I like others disagree with you, the lenders will likely take a very dim of this and given they base their decision on their history, defaulting and having to have a DMP in place is not good management of money.
Credit score is irrelevant , history is everything and you are judged on your actions
OP are you sure you can afford the mortgage because interest rates are going to come up and given your history can you prevent what happened then in the future??? That is a question you need to answer yourself, as getting a mortgage is a large financial commitment. It is expensive running a house, do you know how much a boiler or a new roof can cost?"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0
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