Odd Speeding NIP bereavment situation - any advice?

IamNotAllowedToUseMyName

Warwick_Hunt wrote: »

Wouldn't the death transfer ownership?

No.

The previous answer is not complete though. Insurers are happy to continue insuring named drivers after the death of the policy holder (implied consent), what they will not do is add people onto the policy, even temporarily.

Effectively on death, the deceased's assets are in limbo in the "estate" of the deceased. It is not until probate that assets can properly be transferred - though of course, people are pragmatic about minor assets. DVLA aren't specifically interested in ownership, rather they are interested in the keeper, so they want to know straight away who the new keeper is, and as long as you have a relationship, they'll process the transfer without any fuss (but not, of course the ownership of the car).

AdrianC

Warwick_Hunt wrote: »

What do the dvla make from a speeding ticket?

Slightly less than the government, who at least get the IPT on increased premiums for the next few years.

nickcc

unholyangel wrote: »

While I can't comment on the other 2, Admiral most certainly do require the other vehicle to be insured.

In order to drive other cars under an admiral policy you need to be 25 or older, the policyholder (it doesnt extend to named drivers), driving within the Uk's territory, the other car cannot be owned, leased or hired by you or your partner, you have the owners permission to drive the car, there is a valid insurance policy in force for that car and that you still have your car.

Yes you are correct regards Admiral, should have checked my documents first.

Warwick_Hunt

AdrianC wrote: »

Slightly less than the government, who at least get the IPT on increased premiums for the next few years.

The answer was nothing.

konark

I think we're all assuming there is a will and ergo an executor. If there is no will there is no-one liable to answer these potentially awkward questions.

Even if there is a will the named executor can renounce . If everyone keeps schtum who do the authorities pursue? Dead men tell no tales!

IamNotAllowedToUseMyName

konark wrote: »

I think we're all assuming there is a will and ergo an executor. If there is no will there is no-one liable to answer these potentially awkward questions.

Even if there is a will the named executor can renounce . If everyone keeps schtum who do the authorities pursue? Dead men tell no tales!

There are defaults to follow where there is no will, so there is always a liability except in the extreme case.

Clearly the issue here is that someone has assumed the keeping of the vehicle and has been driving it. That they haven't notified DVLA is an offence, and eventually this will all shake out that someone somewhere is going to get fines and points. Hoping that you can hide behind the car being owned by a dead person isn't going to fly or people would be assigning ownership to aged aunts all around the country.

zagubov

Is the NIP on the basis that the car has been photographed and identified or just the plates?
As in, have the plates been cloned?