We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Safety gas check before mortgage
Comments
-
Nice. I wonder why it was? Did the mortgage conditions specify a freebie like this?
The safety check was probably after completion. I was offered one from British Gas (by Nationwide) and declined as I knew it was really a sales pitch."Real knowledge is to know the extent of one's ignorance" - Confucius0 -
If I was a home owner, I would guess the buyer would not bother with the third view if they really did not want the house and said NO to the purchase straight away. Why coming for the third time if not interested? We just want to find out more information from them.
Another viewing suggests you're having serious doubts. What information do you need that can't be found out by asking the agent?"Real knowledge is to know the extent of one's ignorance" - Confucius0 -
Another viewing suggests you're having serious doubts. What information do you need that can't be found out by asking the agent?
Why the air bricks are obstructed - for example?
They said they had the keys of everything, but suddenly they don't have of all windows, so we don't now whether we will be able to secure all windows for the insurance purposes.
And some other questions which are better asked and answered on the place with the owner, saving a lengthy ping-pong of the correspondence.
The agent was not in the property, he did not even know the garage door had a hole in there, allowing raining inside.0 -
I don't see a problem with 3 viewings. It's a big commitment.
But window keys? You can buy them online if needed.
And just remove the air brick obstruction once you own - no need to implicitly 'critisise' the seller for their property maintenance!
find 3 local gassafe engineers here, ring them for quotes. You do NOT want a landlords 'safety inspection'. If that's what's bothing you, buy a CO alarm, take it to th next viewing and leave it next to the boiler while you're there. If it does not go of....... sorted!
What you need to know is
* how old is the boiler
* is it in good condition or likely to breakdown or need replacing in the next year
* are spares available0 -
I paid £90 to my regular independent firm last week, at London prices (albeit not city) for the mandatory landlords annual safety check and certificate ...
But what's the point? If they're living in the property there is no requirement for safety inspections (as there is for rentals), so the fact they've had one implies they have a maintenance contract in place, which your solicitor will have determined anyway from their responses to standard enquiries ... which is good...
... but won't tell you whether the boiler is going to last a week or ten years... merely that the pipework wasn't leaking on the day of the pressure test, that emissions are within guidelines and that its safe...on the day of the test.
Assume the worst; I've had to replace boilers within the first few years of ownership in every one of the last six flats or houses we've had over recent years, at a cost of between £1.3k and £3k (the latter including new storage cylinders) so I simply assume this will happen and offer (and budget) accordingly. But in one house we left prior to that, the boiler had being going strong for 20-30 years...
And as someone above says, if an engineer does an inspection (as opposed to the fairly cursory safety check) and tells you that the system is working but might break down in future, are you really going to try to knock a grand or two off the price?0 -
Why the air bricks are obstructed - for example?
They said they had the keys of everything, but suddenly they don't have of all windows, so we don't now whether we will be able to secure all windows for the insurance purposes.
And some other questions which are better asked and answered on the place with the owner, saving a lengthy ping-pong of the correspondence.
The agent was not in the property, he did not even know the garage door had a hole in there, allowing raining inside.
Would any of these cause you to withdraw or revise your offer? Window locks are easily replaced. Obstructions can be removed from airbricks. Many people cover them because they don't like draughts.
If you do visit, I'd include a couple of "re-enforcing" actions like measuring for curtains/carpets."Real knowledge is to know the extent of one's ignorance" - Confucius0 -
I paid £90 to my regular independent firm last week, at London prices (albeit not city) for the mandatory landlords annual safety check and certificate ...
But what's the point? If they're living in the property there is no requirement for safety inspections (as there is for rentals), so the fact they've had one implies they have a maintenance contract in place, which your solicitor will have determined anyway from their responses to standard enquiries ... which is good...
... but won't tell you whether the boiler is going to last a week or ten years... merely that the pipework wasn't leaking on the day of the pressure test, that emissions are within guidelines and that its safe...on the day of the test.
Assume the worst; I've had to replace boilers within the first few years of ownership in every one of the last six flats or houses we've had over recent years, at a cost of between £1.3k and £3k (the latter including new storage cylinders) so I simply assume this will happen and offer (and budget) accordingly. But in one house we left prior to that, the boiler had being going strong for 20-30 years...
And as someone above says, if an engineer does an inspection (as opposed to the fairly cursory safety check) and tells you that the system is working but might break down in future, are you really going to try to knock a grand or two off the price?
We are going to pay full asking price so I guess we have the right to know that things are working well and safely before we commit to such a big purchase. We are 99% sure we want it and they said if it does not sell now (after being held with a dishonest buyer for nearly a year and another one dropping them down) they will stay. But I guess they do want to sell the house and we want to buy it. One more visit and a few more questions should not be an issue. During our second visit it was only the wife there and she did not know much. We need to speak to her husband which is more knowledgeable.0 -
And if they say they are not going to fix minor points raised what then? Withdraw? Carry on? Negotiate?
It sounds like the answer will be carry on, in which h case why bother with a third viewing, just get on with it.0 -
You are right to make as many checks and visits as you need to satisfy yourself that the house is right for you.0
-
I don't see a problem with 3 viewings. It's a big commitment.
But window keys? You can buy them online if needed.
Re window keys: I don't know which they are. And I assume that these should be obtained before the exchange of contracts, since the lender demands the house insurance to be in place at the time of contract exchange.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
