We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Ooer, just got a letter from Fredrickson

Fredrickson have always acted totally fine and I've had no problems with them until I needed to alter my payment temporarily to a token £1 a month.

Basically it was like talking to a brick wall

After just 2 weeks of this, I sent a letter complaining and restating what I had put in my initial letter, asking why it was so hard to get this sorted

Received a letter today that they've upheld my complaint, and they are sending me a cheque for £30 as compensation and can confirm they will accept £1 a month for 6 months
The way things are going, soon we are all going to be victims of something or other.

Who will we blame then?

Comments

  • fatbelly
    fatbelly Posts: 23,736 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier

    Received a letter today that they've upheld my complaint, and they are sending me a cheque for £30 as compensation and can confirm they will accept £1 a month for 6 months

    Shows the value of complaining, though that is a bit bizarre - they've just paid you what they have agreed to take from you for the next two and a half years!

    Why not try to save a lump sum starting with this £30 and offer them a settlement deal at 10% of the balance as they seem in a generous mood.
  • sourcrates
    sourcrates Posts: 32,529 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Fredrickson have always acted totally fine and I've had no problems with them until I needed to alter my payment temporarily to a token £1 a month.

    What kind of debt was this, and how old, roughly, is the account ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Credit card. £2400 (currently owing on it) debt with Capital one.

    Been on DMP since January 2014 been with Fredrickson for about 12 months
    The way things are going, soon we are all going to be victims of something or other.

    Who will we blame then?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.