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Mistake in Life Insurance Interview
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jhnry - this seems like a genuine mistake, and I believe the insurer would accept your error. There is a significant difference between the two conditions! It is likely that the tele-interviewer specifically mentioned "polycystic kidney disease" amongst other medical conditions when asking about your family history before enquiring into more detail. They can listen to the recording to get a better understanding.
I'm not sure the insurer would ask for any tests once they are satisfied this was a genuine error. At best they might obtain a blood test to check renal function perhaps including glomerular filtration rate. They wouldn't ask, or pay for, ultrasound scans to check for cysts.
I'm sure this will all be sorted out and you and wife can rest easy.0
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