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Holiday Property Bond

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  • fred246 reminds me of one of those boring people who know the price of everything and the value of nothing.

    I've never seen an airbnb property with a pool, a library, a gym, a piano, on site concerts and other musical/dance events, extensive well kept grounds and gardens, as well as on site help if you need it.

    airbnb is fine if all he wants is amateur and a bed for the night, but HPB is in an altogether higher league, but then he can't possibly know as I bet he has never even been to an HPB property. That doesn't stop him claiming the expertise to tell people with 30 years of experience of HPB where they have gone wrong !

    He seem more like a Leeds Market sort of guy than M&S if he insists on making such analogies.
  • My parents are Bondholders and I've stayed at some of the properties, which are beautiful and all maintained to a very high standard far better than timeshare, (which my parents also have - they like holidays!!) However, the main attraction for them is the site management team: there's always someone to help, whether it's just advice on the local area or help in case of an emergency. They find it really reassuring compared with the often useless holiday reps on package holidays or the hit-and-miss customer care of Airbnb. Most Bondholders tend to be older, and I suspect place a value on this security of help, especially in a foreign country.
  • I think fred246's scepticism is perfectly legitimate. I'm sure it suits some people and it's not for me, but I would get my spreadsheet out and look at the high fees, the cost even if not used, the off-shore nature of the investment, the lack of transparency, the bottom line cost and then move on.



    Long term bond holders may be happy but that is not necessarily a recommendation to invest now.
  • fred246
    fred246 Posts: 3,620 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Seronera wrote: »
    I've never seen an airbnb property with a pool, a library, a gym, a piano, on site concerts and other musical/dance events, extensive well kept grounds and gardens, as well as on site help if you need it.

    https://www.dailymail.co.uk/travel/travel_news/article-3502670/The-expensive-Airbnb-listings-world-Listings-flash-stars-Beyonce-Justin-Bieber-splashing-7-000-NIGHT-stay-them.html
  • fred246
    fred246 Posts: 3,620 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Q. What happens to my initial investment?
    A. After an initial charge of 25%, it is invested in a fund of holiday properties and securities.

    It's always good to see an investment with low charges.
  • In fairness, as an investment, it's a lousy idea!
    My parents said they viewed it as paying for an expensive one-off holiday initially ( ie. the initial lump sum investment) and then just wrote off that cash as you would if you'd had a fancy holiday. It was the price they were prepared to pay to access some amazing holiday homes...and admittedly they invested well before the days of Airbnb. I just consider myself lucky to benefit without having paid for it, and it will eventually pass down to me - hopefully a long time in the future.
  • Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • fred246
    fred246 Posts: 3,620 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I was being told that Airbnb properties were basic but HPB was in a higher league. Airbnb have 4 million properties all accessible without spending thousands on a poor investment before using one.
  • Seronera
    Seronera Posts: 343 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 14 September 2018 at 9:23PM
    Keep shooting yourself in the foot Fred, its great fun reading your stuff. As a fount of holiday wisdom, give us your low down on Center Parcs, which some people love and others seem to hate.
  • Twopints
    Twopints Posts: 1,776 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Seronera wrote: »
    Keep shooting yourself in the foot Fred, its great fun reading your stuff. As a fount of holiday wisdom, give us your low down on Center Parcs, which some people love and others seem to hate.

    What is it that Fred246 has said that is incorrect? Or will you just carry on with the personal attacks? Clearly he has struck a nerve...
    Not even wrong
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