Old premium bonds - checking winnings?

[Deleted User]

Got some old ones. Talking 45 years old....

Probably never ever been checked. Is there anyway to check them at all - for anything ever?

Only about £20 but surely something would have been won?

p00hsticks

[quote=[Deleted User];discussion/5724639]
Only about £20 but surely something would have been won?[/QUOTE]

I think the odds will probably be against it.
Has your address changed in that time ? As long as you've kept NS&I up to date then you would have been notified of any winnings at the time.

You can write to NS&I to get a history of any prizes you;ve won - from their website;

you can write to us asking for your prize history (remember to include your name, address and NS&I number or Premium Bonds holder’s number). We’ll send you a list of the prizes you’ve won.


Post your letter to:
NS&I
Glasgow
G58 1SB

alanq

See https://www.nsandi.com/what-information-do-i-need-check-if-i-have-won-prize

A win is unlikely.

(The MSE Premium Bond calculator shows that if the interest rates and prize allocations had always been as they are now you would stand less than 4% chance of winning something in 5 years.)

https://www.moneysavingexpert.com/savings/premium-bonds

chiang_mai

I wrote to NS&I last year to try and trace a premium bond my grandmother gave me when I was seven years old, it was valued at 10 shillings! The certificate got lost in a series of moves and despite providing all my previous addresses, NS&I said they had no record of me. No big deal of course and it was done for interest value in a bored moment more than anything else but I'm slightly aggrieved NS&I has kept my gran's 10 bob, it's just not on.

eskbanker

chiang_mai wrote: »

I wrote to NS&I last year to try and trace a premium bond my grandmother gave me when I was seven years old, it was valued at 10 shillings! The certificate got lost in a series of moves and despite providing all my previous addresses, NS&I said they had no record of me. No big deal of course and it was done for interest value in a bored moment more than anything else but I'm slightly aggrieved NS&I has kept my gran's 10 bob, it's just not on.

As Premium Bonds have always been valued at £1 since day one, perhaps the certificate you had from your grandmother was for a different product?

chiang_mai

"As Premium Bonds have always been valued at £1 since day one, perhaps the certificate you had from your grandmother was for a different product?".

That's very interesting, I never knew that (obviously), I wonder what the heck it was that she gave me, no wonder NS& I had never heard of me!

greenglide

A savings certificate? I am sure you could get these for less than a pound. You could get them from the post office?

This was a long time ago!

alanq

greenglide wrote: »

A savings certificate? I am sure you could get these for less than a pound. You could get them from the post office?

This was a long time ago!

I think that if that were the case it would be more than 45 years ago. I had National Savings Certificates back then and I don't recall certificates for less than a pound.

eskbanker

alanq wrote: »

I think that if that were the case it would be more than 45 years ago. I had National Savings Certificates back then and I don't recall certificates for less than a pound.

The fact that the valuation was apparently in shillings already puts it at over 46 years ago!

alanq

In 1943 "one unit" was 15 shillings so still not down to ten bob.

http://www.pixnet.co.uk/Oldham-hrg/members/peter-cannon/medley/pages/nat-cert.html

Eco_Miser

[quote=[Deleted User];discussion/5724639]Only about £20 but surely something would have been won?[/QUOTE]
I've got 21 Premium Bonds bought at various times over 46 years ago,
only one has ever won, and that was nearly 60 years ago.