We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

DHP for bank overdraft went to Landlord (benefit cap)

dee100
dee100 Posts: 73 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 4 October 2017 pm31 6:34PM in Benefits & tax credits
After 3 months on benefit cap the Landlord demanded payment, i used my overdraft to pay £20pw benefit cap for 3 months as a lump sum, about £250...same thing again after 2 months, payed lump sum from o/d..
I applied for 3 months backdated DHP and for council to pay for future benefit cap.
They sent Landlord £543 for 6 months benefit cap. At the time i only owed 1 month’s benefit cap £86.66.
When i applied I told the council on DHP form most of the money from the DHP would be to clear my overdraft. That was why i applied.
Landlord said she is keeping money against any future arrears.
I called council...they said the Landlord has to do that. Did the person give me wrong info?
Landlord said she would give me the money to settle my overdraft if the council tells her to, not otherwise.
Council gave me DHP up to the day I started getting ESA support group (total 6 months) which I am on for 1 year till review...so no benefit cap now.
How can I get council to tell Landlord to give me the money as it is my money not the Landlord’s. The owner is a millionaire and very likely will keep the money for himself. He already has £700 advance from me against rent arrears. Council pays rent direct to landlord.
Whilst on benefit cap I was on ESA £73.10pw less £10pw overpayment = £63.10. Less benefit cap £20 would have been £43.10pw.
Advice much appreciated.
People attacking me on other thread stay away. Any attacks, insulting remarks or innuendo on this thread will be reported to admins who will remove you from this board
«13

Comments

  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Ask the council to stop paying your landlord your housing benefit and to pay you, then you can deduct whatever you feel you have overpaid to him and catch up.


    But I suppose that wouldn't help your claims to be terrible at budgeting would it. :money:
  • IAmWales
    IAmWales Posts: 2,024 Forumite
    Well and truly shot yourself in the foot here dee.

    Can you handle your own financial affairs?

    If yes, then ask the council to pay you directly.

    If no, it would be irresponsible for the council to pay you, and the LL should keep the money to ensure you keep on top of your rent payments.

    You can't have it both ways. So which is it?
  • dee100
    dee100 Posts: 73 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    first 2 rude replies reported
  • Ask the council to stop paying your landlord your housing benefit and to pay you, then you can deduct whatever you feel you have overpaid to him and catch up......
    +1.

    Exactly, OP do that!

    (Please feel free to be "rude" to me now or at any time in the future. I find it invigorates my life!)
  • Oh dear, dear, dear .... whatever next :eek:
  • dee100 wrote: »
    first 2 rude replies reported
    Hilarious...I am shaking with fear and trepidation...
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    dee100 wrote: »
    first 2 rude replies reported

    What was rude?

    You cannot say how terrible you are at budgeting then come up with the maths calculation of the year when it suits you.

    Nothing rude about that :) :money:
  • What was rude?

    You cannot say how terrible you are at budgeting then come up with the maths calculation of the year when it suits you.

    Nothing rude about that :) :money:

    "Maths calculation of the year" ...now that proper made me LOL.
    Best line ever...
    :T:T:T
  • Why are you angry? That isn't our fault you've got angry over your own inconsistencies.

    False accusations? You asked for help to make out you were terrible at budgeting. This post shows quite complex budgeting, not the 'I have no idea what money even is!' version of yourself from the other post. Where are the falsehoods?

    Trouble maker. Stirrer. I guess these ones are about yourself. You are the only one making up stories to try and claim benefits, changing your needs to what you think will get you the most money in any given scenario.

    We may cheapen this site, but you cheapen this country. :cool:
    Excellent post...and extremely well put..
  • poppy12345
    poppy12345 Posts: 18,801 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    dee100 wrote: »
    first 2 rude replies reported
    I must be honest here, i don't see anything rude about the first 2 posts. All i see is people being honest in what they see....:beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.4K Banking & Borrowing
  • 252.1K Reduce Debt & Boost Income
  • 452.4K Spending & Discounts
  • 241K Work, Benefits & Business
  • 617.3K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.