We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My name's Emz and I'm rubbish at diaries!

Options
12346»

Comments

  • beanielou
    beanielou Posts: 95,512 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your evening Emz & you Buffy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you had a good evening Buffy :) - and thanks Lou :A

    Well it was an expensive evening. We went for the meal and met up with some other friends for drinks after - £85 spent :mad:. Could have done without that expense.

    Anyway, I managed to find a skirt for my sister. It was £24, but there was 30% off, so I got it for £16.80.

    I'm very nearly done now. I haven't got anything more to order online, so the rest of it can wait for OH's payday this Friday.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry I've been MIA for the past few days. The in-laws have been and gone, and it's going crazy crazy crazy at work.

    Anyway, today was D-Day in regards to the first payment to my "friend". I sent her a polite email this morning to say I was going to be putting the money through her door between 11 and 12 (IN CASH), how much it was and how much that left remaining. I then asked her to reply to the email to confirm she's received it as soon as she could.

    I put the money through and within 10 minutes, she sent a reply just saying 'thank you'. Do we think that's enough proof that she's got the money?

    Emz xx
  • For me, no.
    You would be assuming she is saying "Thank you for the money" when she may be saying "Thank you for your email informing me of your intentions".
    I would reply something to the effect of:
    "As requested, would you confirm you are in receipt of the money by confirming the amount. Until I receive this I will not deliver further instalments".
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £416/£850 49%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    For me, no.
    You would be assuming she is saying "Thank you for the money" when she may be saying "Thank you for your email informing me of your intentions".
    I would reply something to the effect of:
    "As requested, would you confirm you are in receipt of the money by confirming the amount. Until I receive this I will not deliver further instalments".


    I agree completely! A simple "Thank you" is too vague by far for my liking!!
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    For me, no.
    You would be assuming she is saying "Thank you for the money" when she may be saying "Thank you for your email informing me of your intentions".
    I would reply something to the effect of:
    "As requested, would you confirm you are in receipt of the money by confirming the amount. Until I receive this I will not deliver further instalments".

    I thought that too, so I sent a reply just saying sorry to be a pain, but if she could just confirm that she's received the £370 just so I've got a written record of it.

    I then got a very formal reply confirming receipt, the amount received and the balance still outstanding.

    Oh well, at least I've got the proof I need now.

    Emz xx
  • Emzilla wrote: »
    I thought that too, so I sent a reply just saying sorry to be a pain, but if she could just confirm that she's received the £370 just so I've got a written record of it.

    I then got a very formal reply confirming receipt, the amount received and the balance still outstanding.

    Oh well, at least I've got the proof I need now.

    Emz xx

    Well done! Formal's good, that's a shedload of money you repaid. She's rankled because you've taken control and now doing this on your terms but so what? She's getting what she wanted and you've ditched her friendship, win win. :D
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £416/£850 49%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Good. soon she can f**K off out of your life. Still can't believe it.

    What a cow!!!
    Nevertheless she persisted.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hey everyone :)

    I hope you all had a great Christmas and are having a Happy New Year.

    To mark the start of 2018, I've started yet another new diary (I know, I know).

    Here it is: https://forums.moneysavingexpert.com/discussion/comment/73640716#Comment_73640716

    Would love to see you over there - it's a positive place!! ;)

    Emz xx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.