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I've been refused by barclays bank for packaged account reclaim

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  • dunstonh
    dunstonh Posts: 119,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The actual account is still open and has been since 1996 (21 yrs) its just that the package has been removed due to the fee and the services not being suitable (mis-sold).

    Closure or change of account to a non-fee paying account are both valid reasons to activate the timebar.

    It proves you knew about the charges when that event happened.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    ....there must be a way that I can contest this on the fact that I was still mis-sold products I didn't need ?

    So why did you make 53 payments over 53 months for products you didn't need! Did you check what you were pay for o at this time instead of blindly making payments?.

    Then once you realised you didn't need it it took you over three years to make a complaint ?
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