23 Y/O Male Car insurance on an MR2

foo_fighter4000

The time has come to re-insure my 1998 Toyota MR2... unfortunatly im not enjoying the quotes ive had so far! Has anyone got any suggestions for cheap insurers? Ive been with elephant for the last year, now they want almost £800! the cheapest ive been quoted was with bell at £740... Ive tried all of the comparison sites but as im still relativly young with only 1 years NCB the cheapest is four figures!!!

Are there any specialist insurers out there that could beat that? Does my car qualify for any kind of classic car insurance for example?!

Some background: im a 23 y/o male with 1 years no claims, no accidents in the last 4 or convictions in the last 5 years, licence held for 4... The car im reinsuring is a totally standard '98 Toyota MR2 (uk spec)....

Any help will be greatfully apprieciated

darich

i've never used them but i've read a few people recommending Quinn Direct on this forum for young drivers.

foo_fighter4000

Lol thanks darich for the suggestion, however their quote came to £2,191.85!!!

nickmack

foo_fighter4000 wrote: »

Are there any specialist insurers out there that could beat that? Does my car qualify for any kind of classic car insurance for example?!

Some background: im a 23 y/o male with 1 years no claims, no accidents in the last 4 or convictions in the last 5 years, licence held for 4... The car im reinsuring is a totally standard '98 Toyota MR2 (uk spec)....

Admiral were always good to me in my teens/early 20's.

I doubt the MR2 qualifies as a classic car. The quotes you've got sound very reasonable for what must be a group 15 vehicle, considering you only have 1 year NCB.

foo_fighter4000

nickmack wrote: »

Admiral were always good to me in my teens/early 20's.

I doubt the MR2 qualifies as a classic car. The quotes you've got sound very reasonable for what must be a group 15 vehicle, considering you only have 1 year NCB.

Group 16 actually

Yeap admiral are part of the elephant/bell/diamond group (ELI i think) - marginly more than bell...

nickmack

foo_fighter4000 wrote: »

Group 16 actually

Yeap admiral are part of the elephant/bell/diamond group (ELI i think) - marginly more than bell...

Yer, they're the same lot. Admiral used to specialise in younger drivers, so maybe they've changed their profile?

The only other I can suggest is Adrian Flux.

I think if I had a Group 16 vehicle with your details and got a quote of less than £750, I'd rip their arm off. Good luck in finding a cheaper quote, but I think you'll find it comes with the territory, nice car = high premiums in your situation.

foo_fighter4000

nickmack wrote: »

The only other I can suggest is Adrian Flux.

I think if I had a Group 16 vehicle with your details and got a quote of less than £750, I'd rip their arm off. Good luck in finding a cheaper quote, but I think you'll find it comes with the territory, nice car = high premiums in your situation.

I will give Adrian Flux a ring later, im not overly hopefull tho as they tend to specialise more in modified cars really, and they wanted £1k for my Celica last year!

Indeed £740 is a good price, it doesnt hurt to try and find a cheaoer one tho!

foo_fighter4000

Any other ideas???

FlameCloud

theres not really alot to say

I'm 23, insure a group 17 car with 5 yrs NCB and that costs me £600 a year.

custardy

try HIC insurance(now part of flux but still worth a try) however with your age i would say £740 is good with limited experience and olny 1 years NCD.
im a good decade older but still seems decent.
can you tweek the quote? eg do you do less miles than the average? is it garaged and if not could you rent one.
would an alarm help?
if oyur using only online quotes then try phoning.the online systmes are rigid and often the human element can tweak the price down.
looked on the likes of quidco for cashback deals? although i would be wary of the AA on recent quidco threads.

tried all of these?

Admiral 0800 600 800 http://www.admiral.com/
Adrian Flux 01553 777 240 http://www.adrianflux.co.uk/
AON 01384 552 670 http://www.aon.com/
A-Plan 0845 071 123 http://www.aplan.co.uk/
AXA 0800 015 4292 http://www.axa-motor.co.uk
Bell Direct 0800 140 180 http://www.belldirect.co.uk/
Bennetts 0990 202090 http://www.bennetts.co.uk/
Bugdet 0800 028 9044 http://www.budgetinsurance.com/
Catterall 01254 695 055 http://www.chris-thompson.co.uk/
Churchill 0800 200 331 http://www.churchill.com/
Cis 08457 464646 http://www.cis.co.uk/
CoverSure (RallySure) 01829 733 880 http:/.https://www.dmatters.co.uk/
Crowthorne Insurance 01344 771626 http://www.crowthorne.co.uk/
Direct Line 0845 246 8701 http://uk.directline.com/
Elephant 0870 6080668 http://www.elephant.co.uk/
Endsleigh 0800 028 3571 http://www.endsleigh.co.uk/
Footman 0121 651 6250 http://www.footmanjames.co.uk/
Graham Sykes 0870 444 6319 http://www.graham-sykes.co.uk/
Greenlight 01277 263 030 http://www.greenlight-insurance.co.uk/
HIC - 08451 290 290
Hill House Hamond 01733 310899 http://www.hhh.co.uk/
Keith Michaels 0181 642 7868 http://www.keithmichaels.co.uk/
Liverpool Victoria 0800 514 514 http://www.liverpoolvictoria.co.uk/
Marks and Spencers Car Insurance. http://www6.marksandspencer.com/page...Quo&Product=CI Phone 0800 107 1827
More Than 0800 072 4186 http://www.morethan.com/
Motor Quote Direct 0800 48 44 33 http://www.motorquotedirect.co.uk/
Nash Warren 0121 561 4484 http://www.nashwarren.co.uk/
Norwich Union 0870 242 0800 http://www.norwichunion.com/
Peart 0870 240 2972 http://www.peart.co.uk/
Peoples Choice 0800 614 824 http://www.peopleschoice.co.uk/
Performance Direct 08704 203896 http://www.performancedirect.co.uk/
Privilege Insurance 0113 292 5555 http://www.privilege.com/
Quinn Direct 0845 850 0845 http://www.quinn-direct.com/
QuoteLine Direct 0870 444 0870 http://www.quoteline-direct.co.uk/
RAC 0845 3000 755 http://www.rac.co.uk/
Sainsburys 0800 032 0000 https://www.sainsburysbank.co.uk/insurance/
Tesco 0845 300 9900 http://www.tesco.com/
The AA 0870 606 0483 http://www.theaa.com/
Hastings Direct 0800 00 1066 http://www.hastingsdirect.com/
Esure 0845 603 7873 http://www.esure.com/
Halifax 0845 608 9913 http://carinsurance.halifax-online.co.uk/
Eagle Star 08459 45 45 67 http://www.eaglestar.co.uk/
Lloyds TSB 0800 056 3040 http://www.insurance.co.uk/
Screen Trade 0800 435 207 http://www.screentrade.co.uk/
Its4me 0870 0131 464 http://www.its4me.co.uk/
The Insurance Centre 0709 2511050 http://www.theinsurancecentre.co.uk/
Quote-A-Car 08707 709075 http://www.quotea.co.uk/quotea/default.asp/
Virgin car Insurance 0800 051 4000 http://uk.virginmoney.com/car-insurance/

shelly

foo_fighter4000 wrote: »

Any other ideas???

Personally I get the best quotes by actually calling companies and speaking to someone. Screenscraper sites always give us ridiculous quotes. Call as many 0800 numbers as your patience allows. Play them off against each other too. Your best quote is £740 but when they ask what your best quote is, tell them £720 (or whatever you want to knock it down to)