Co-habiting couple split up, joint everything! Advice please!

sebpetch

Co-habiting couple, we've split up. We have a joint mortgage, bank account everthing. She is sill living in there I am at my mothers (bless her)

I've told her

*I'll continue to pay the half the mortgage (and my other responsibilities) unitil the house is sold
*Will pay half the bills up until she threw me out

Cant say fairer then that that no?

She demands I pay the bills to support her live there until it is sold or legaly she can keep all the money from the profit made when it is sold, despite that it is in both our names????

My solicitor has said this is nosense, as im still paying for the property and been very reasonable.
We have no kids, we are not married.

Any advice on who gets what and what s**t she could throw at me next would be great. Just so Im prepared. And what to do next!?

Thank you

Guy_Montag

I think you're here to hear people say things like "I can't see why she would get to keep the whole house if you're paying (have paid) for half of it."

But we're not legally trained, that's what your solicitor is for, listen to him (or her) & follow his (or her) advice to the letter.

pinkshoes

Agree with her on the basis that it's reversed, and YOU get to live in the house, she pays half of all your expenses, and if she fails to do this, then you get all the profit! I'm sure she'll disagree then!

Does the house have a spare bedroom that could be let out to a tenant? You should pay half the mortgage, but she should pay the bills as it's her living there. Sell the house ASAP, and split any equity left over after bills 50/50.

Mrs_Thrify

Hi seb, breaking up is so hard! It is good you are being practical and thinking of issues. I would close the joint bank account fast. One side could put the other in the red and you will both be responsible :eek: .
Best wishes...

epz_2

make sure you dont end up paying the mortgage while she lives there at her leasure, my mate did the same as you but his misses made it problematic to sell the place for over a year while she got free rent.

MissMotivation

A qualified Solicitor has told you that she is talking nonsense but you come on here asking the same question from unqualified, non legally trained strangers?


I think you've already answered your own question!

pcwilkins

sebpetch wrote: »

*I'll continue to pay the half the mortgage (and my other responsibilities) unitil the house is sold
*Will pay half the bills up until she threw me out

Cant say fairer then that that no?

The only thing I would say is that it depends on how the bills are paid and who is liable for them. For example, if your electricity bill has both your names on it, you are probably jointly liable to pay it whether you live there or not.

If she stops paying it, and you stop paying it, the electricity company are going to chase you both, not just her. This may not apply to utility bills but it certainly does to rent, so I'm kind of guessing the same principles would apply. May be wrong.

Peter

CYBERCIDERSAVER

pcwilkins wrote: »

The only thing I would say is that it depends on how the bills are paid and who is liable for them. For example, if your electricity bill has both your names on it, you are probably jointly liable to pay it whether you live there or not.

If she stops paying it, and you stop paying it, the electricity company are going to chase you both, not just her. This may not apply to utility bills but it certainly does to rent, so I'm kind of guessing the same principles would apply. May be wrong.

Peter

Surely bills such as electricity should be settled to date and then transferred to her name???? The other alternative is you phone up and get the services shut off!!

If she can't afford to live there then suggest she moves out and you live their until the place is sold!!


I would give her a reasonable amount of time to sort herself out (a month) then inform her all bills will then be in her name only.

Unless she cheated on you, in which case, kick her out NOW.

Unless you cheated on her, in which case, give the poor girl a break/

Unles you both cheated, in which case, when are you on Jeremy Kyle???

Generali

Who's house is it? Is it in both your names? Or just one.

If it's in just one, I don't think that the other person has any claim as you're not married.

If you move out, you don't have to carry on paying utilities. Tell the gas company you've moved. No further liability.

Strapped

I agree with julie_d that you should close the joint bank account ASAP. Ditto any joint credit cards should you have them. And, personally, I would MOVE BACK IN until the house is sold to make sure that it IS sold - life will be pretty uncomfortable but then that will be an incentive for both of you to move on.

pollyanna24

Depending on the circumstances of why you split, I too would move back into the house and refuse to budge (hopefully she hasn't changed the locks).

Me and bf also jointly own a house, and I deal with the money side of everything. Whilst it would make more sense for me to move out if we ever split up (my parents live 20 mins away, his in a different country), I would refuse.

If you pay half the mortgage still (which you probably should if you are hoping to get half the money when it is sold), she may get comfortable. I certainly wouldn't pay the bills though. Good lord no! Tell her to take a hike!