We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nervous after survey - structural movement (?), damp and cavity wall ties eroded

2»

Comments

  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    ProDave wrote: »
    I question if it is really a cavity wall. That would be unusual for 1930's
    AdrianC wrote: »
    It would be very normal for 30s.

    My house was built in the 30s without cavity walls and my surveyor questioned the build date because "cavity walls were ubiquitous by 1930".
  • Reasons:
    - eroded cavity wall ties

    How could he know that, unless he drilled the wall? More often they say something like 'with a property this age corrosion of cavity wall ties may be an issue and we recommend a wall tie survey'. Although the problem can then be that the only companies who offer such surveys also offer remedial packages, and always find corrosion that needs their attention. In practice ties are mild steel and normally a littled rusted the day they go in. Partly because the bond to the cement better that way.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    AdrianC wrote: »
    Quite. Not buying anything that "needs" cavity ties simply means not buying anywhere with cavity walls...

    My bad I was thinking of those big X's you see, different thing entirely. In any case, if they have corroded I'd have thought a mare to fix.
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How could he know that, unless he drilled the wall? More often they say something like 'with a property this age corrosion of cavity wall ties may be an issue and we recommend a wall tie survey'. Although the problem can then be that the only companies who offer such surveys also offer remedial packages, and always find corrosion that needs their attention. In practice ties are mild steel and normally a littled rusted the day they go in. Partly because the bond to the cement better that way.
    I think some ties are more prone to cause problems, because when they rust, they expand, forcing bricks apart. Fishtail ties are worst for this, while the thinner butterfly type are less prone to expand and damage the wall.

    Some independent timber & damp surveyors will also cover detection of corroded ties. A few are listed here:

    http://www.independentdampsurveyors.co.uk/6.html

    Modern methods of tie replacement mean that it's not a big job on a 2 storey property. It might cost around £1500 on the one the OP mentions; hardly something to walk away from on its own, but certainly something to get a price reduction for.
  • Lauralou79
    Lauralou79 Posts: 268 Forumite
    The problem with this is that it's out of the OP Hands as the valuationhas come at £0 so the lender won't lend for the mortgage anyway.
    My property survey ( 30s semi!) mentioned the usual cavity wall ties 'may' be eroded employ a expert etc etc. ( it's all fine) But it was valued at asking price. So my feeling it's more to do with the vertical crack?
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes, the value is £0 until the issues have been investigated and the house given a clean bill of health, or major defects rectified. Someone has to spend money now, and the OP has indicated it won't be them.

    That's fair enough. While these are only potential issues at this point, there are plenty of other 2 bed houses in Bradford without them.

    As someone else has indicated, this property may well have had the cost of some remedial works factored into the price, making it appear attractive and good value. It might be, but only to someone able and willing to throw money at it.
  • Car1980
    Car1980 Posts: 3,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wall ties used before 1981 were of a poorer material and most houses have needed some wall ties replacing since then. My parents paid £3000 to get them replaced in a 4 bed detached in 1996.
  • Our house needed new wall ties and 3 new lintels following the requested structural and cavity wall surveys that were identified during the valuation.

    Until we had the surveys done, our lender valued the property at purchase price, however they had a 100% retention on it. After they were done, the retention was reduced to 5%. This was not something we could afford to cover, so we negotiated with the vendor, who agreed to get the work done to the standard requested by the lender. The work cost around £3000, and the guarantee certificates were transferred to us as part of the conveyancing. All the surveys and rectification work was done before a single penny was spent on legal fees (the contract pack only arrived with our sols mid surveys, and we instructed them to hold fire on the searches).

    I think the vendor figured that if he didn't get the work done, and we walked away, anyone else buying with a mortgage would be likely to face the same problems. This would have massively reduced the potential market for the house, and given that the house had been on the market for a few months anyway, would have made it a near impossible one to sell.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.7K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.8K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.