Subsidance caused by tree in street

Skippy75

A tree on the grass verge looks to be causing subsidence in the street. Our front wall and a section between ourselves and neighbor is falling towards it slightly, all be it by a few centimeters - but enough to cause significant cracks in the wall. Also the road is concrete, and the slab outside the neighbor has dropped and one end and lifted at the other.

We're raised it with the council, who claim not to have the budget to do anything. If we raise our concerns with our home insurers
a, will they be able to get it resolved by the council to prevent further damage to our property.
b, will it affect our ability to get home insurance in the future? There is no other subsidence in the area.

Thanks for any advice
:

rs65

Garden wall or house wall?

If is the garden wall, is not likely to be covered unless there is also subsidence damage to the house.

Check carefully before you mention this to your insurers.

decbel

I agree with rs 65.

Think very carefully about mentioning subsidence with insurance companies.

They are like Dracula with garlic.

sheramber

report the uneven pavement as dangerous as this now becomes a safety concern. The council would be liable if someone tripped and got hurt as they had been told about it and done nothing.

Any action to repair the pavement would hopefully require removal of the tree.

eddddy

Don't mention subsidence to your insurers - unless you really intend to make a claim.

Tell the council formally in writing that the tree roots have damaged your wall, and you believe that they might do further damage, if no action is taken.

(If you believe that the tree roots might damage your house, you can say that as well.)

In that way you will be putting the council 'on notice'. i.e. If they do nothing, and the roots cause further damage - you can argue that the council are negligent, and are liable for the further damage.