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Keeping money safe?

Apologies if this has been asked before! After the recent Northern Rock crisis, i would like to hear from experts/people here, how safe is your money now?

What happens if a bank closes down, i heard you get 100% of the first [SIZE=-1]£2000 and 90% of the next 31000 or something like that. Any one care to explain?

Furthermore, having money in a bank or building soc - is it the same? Building soc seem to pay better rates, but are they safe?

Sorry, if this is a really easy question, am new here.

Cheers! :D
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Comments

  • superstar_2
    superstar_2 Posts: 2,104 Forumite
    Thanks, very informative!

    Bank vs Building soc - i have a view that banks are safer, might be a misconception, anyone can shed some light?
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