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Mortgage after IVA
Help please!
I've just been declined for a mortgage by Halifax because I was in an IVA which I successfully exited in 2014!
Can anybody that has been in an IVA and has successfully got a mortgage afterwards please tell me their lender or a broker they used?
Many thanks
I've just been declined for a mortgage by Halifax because I was in an IVA which I successfully exited in 2014!
Can anybody that has been in an IVA and has successfully got a mortgage afterwards please tell me their lender or a broker they used?
Many thanks
0
Comments
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Hi,
Maybe best posting on the mortgage boards or Debtfree wannabe as they are more frequently used than this one.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Yes we got one through a broker, at a good rate a year after IVA finished in December last year.
Use a broker...we have ours with Barclays/Woolwhich at reasonable rates0
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