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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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I had a good morning at volunteering and work. I felt much more alert, focused and relaxed than I've done since before the Easter holidays
. I'm not sure why though.
Maybe it's that I've been feeling very tired and stressed since my mum's interment and the row that followed, and then soon after we had that very tiring weekend taking DS3 back to uni. So maybe I've finally recovered from all of that. Or maybe I just feel more relaxed now I'm not worried about the guarantor issue. Or maybe I just slept well.
Anyway I feel like I'm looking forward to Pilates tonight. I haven't been for weeks due to tiredness or bank holidays, so I'm very unfit, but I'm going to take it easy and do less reps than the others so I don't kill myself!
I was given two copies of my contract at work today, one to sign and one to keep. I've only been there two and a half months! Unfortunately it confirms that my job is temporary and ends in the middle of October. I really hope that something else turns up. I don't want to wish that a member of staff breaks a leg, but if they got pregnant or moved to Australia then that wouldn't be a bad thing :rotfl:. So officially I only have five more whole months of getting paid
which strengthens my resolve to save as much of my pay as possible and be as frugal as possible.
I hope everyone is having a good Monday.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
That's a shame about the time-limit on your job but I'm certain if any of the current staff do leave for any reason (I love the ones you mentioned:rotfl:) you'll be top of the list for keeping on or re-employing. Maybe by then you'll have obtained a TA post anyway:j, although I'm not sure when your course ends and you'll be fully qualified.
You're doing all you can to make yourself really employable, what with the course, the volunteering and the lunchtime job:A. No one could do more and it's just a case of hoping a vacancy comes up. We'll all be keeping our fingers crossed for you.
Enjoy the Pilates. Great to hear your more relaxed and upbeat mood today:T. You're right about having had a lot of things to make you feel tired and 'down' in the past few weeks. Now they're out of the way and the weather is picking up too it looks as if the future will be a lot rosier for you.0 -
That's a shame about the time-limit on your job but I'm certain if any of the current staff do leave for any reason (I love the ones you mentioned:rotfl:) you'll be top of the list for keeping on or re-employing. Maybe by then you'll have obtained a TA post anyway:j, although I'm not sure when your course ends and you'll be fully qualified.
You're doing all you can to make yourself really employable, what with the course, the volunteering and the lunchtime job:A. No one could do more and it's just a case of hoping a vacancy comes up. We'll all be keeping our fingers crossed for you.
Enjoy the Pilates. Great to hear your more relaxed and upbeat mood today:T. You're right about having had a lot of things to make you feel tired and 'down' in the past few weeks. Now they're out of the way and the weather is picking up too it looks as if the future will be a lot rosier for you.
Thanks Noella. They did mention when offering me the job that it was only until October but that something else may come up after that, so I'll have to wait and see (and try and make myself indispensible
).
Funnily enough my TA course ends in October too, so it would be great if something in that line cropped up, but really I'd take anything they offered as long as it's paid and with children.
I enjoyed Pilates, she's such a lovely instructor, really cheerful and friendly and she has a habit of winking at you when you're trying to maintain a really tricky pose, which always makes me laugh :rotfl:. I feel very stretched and very relaxed now. Plus I had a chance to catch up with my friend who goes with me.
I hope everyone in diaryland has had a good day.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
My refund for the skirt and tee shirt appeared in my account so I transferred £41 into the Christmas pot which now stands at £59 :T.
We've had a bit of a spendy day though overall. I bought a coke for 80p, topped up my phone (£10) and spent £5 on Pilates. But then we had a flat tyre on the car because of a nail so had to spend £55 on a new tyre :mad:. Then DH gave DS1 £5 to buy milk and he never asks for the change back.
So total spends were £75.80 which is a lot more than I was expecting.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope something comes up with the job.
That's frustrating about the car"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Morning hairy
Well done on sorting through your mum's things. I know how hard to let go of things. I lost my mum 20years ago but I still have lots of daily reminders of her. It's nearly my my life without her, but the memories never fade. XFinally Debt Free 24/4/20230 -
Morning HHD
That's a nuisance about the tyre, there's always something isn't there
We had a job done a few years ago and I think the workman must have spilled a box of nails and screws on the driveway which back then was gravel. We must have had 3 or 4 punctures in as many weeks :eek: Luckily they were the sort that just cost a few £'s to mend, but still
Shame about the job but there were always staff changes happening at our school, so you never know, by October you may still be there.
Hope you have a good day. xx0 -
Choccygirl123 wrote: »Morning hairy
Well done on sorting through your mum's things. I know how hard to let go of things. I lost my mum 20years ago but I still have lots of daily reminders of her. It's nearly my my life without her, but the memories never fade. X
Thankyou Choccygirl. It is hard losing your mum and you never really get over it I think, you just get used to it. I came to the realisation that her clothes aren't her and so there was no point in keeping so many. She made me what I am, so her legacy is her children and grandchildren, all the children she taught, and all the people who knew her and were affected by her.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope something comes up with the job.
That's frustrating about the carMorning HHDThat's a nuisance about the tyre, there's always something isn't there
We had a job done a few years ago and I think the workman must have spilled a box of nails and screws on the driveway which back then was gravel. We must have had 3 or 4 punctures in as many weeks :eek: Luckily they were the sort that just cost a few £'s to mend, but still
Shame about the job but there were always staff changes happening at our school, so you never know, by October you may still be there.
Hope you have a good day. xx
Thanks both of you. Yes I do hope something comes up at work. I'll just keep doing the best job I can, be friendly and cheerful to everyone and hope for the best.
You must have been cursing that workman TF2!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Shame about the tyre:(, HH, but at least you had the money to pay for it without having to worry where it was coming from or having to sacrifice something else to cover it:T.
Not tyre-related but definitely a car expense:(. DH and I were on holiday a few years ago and had to travel down a very narrow mountain road to the campsite a couple of times a day. It was all gravelly, very much bigger than gravel really, and a big stone flew up and shattered the windscreen. We were always careful driving down that road too. The glass was really shattered, not repairable by resin:mad:. It was an insurance claim but blow me two days after having the new one fixed a maniac driver for that type of road came speeding past us in the opposite direction and a massive stone came up and shattered the windscreen again!!!!! The insurers wouldn't pay for it a second time:(:(:( so we had to cover the cost ourselves. The other driver was well out of sight by then so we had no redress from him:mad:. Turned out to be a very expensive holiday especially as we were trying to have an economical one by staying on a campsite.0
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