We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

18568578598618621551

Comments

  • Thanks Beanie :). It feels like a drop in the ocean compared to what needs doing, but it's a good start :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • daisy_1571
    daisy_1571 Posts: 2,256 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Elizabeth that was a very moving poem.

    Hairy we had mice when we had 2 cats and a dog. We opened a cupboard with both cats sitting on the floor waiting on their food to be hand delivered to them by us staff. A mouse shot out the cupboard :eek: and they all sat looking at it then back up to us, continuing to sit calmly waiting on the food bowls!!!! :rotfl::rotfl: They were useless as mice hunters.

    I agree though it helps you throw things out thinking of their dribbly little bodies pitter pattering about on your stuff.

    My advice would be to get yourself to screwfix or online and buy a large roll of wire wool (about £6) and start poking it firmly into any holes and cracks you find as you do your tidying. This will help cut down on any ingress holes. You may find the exterminator puts down poison and wants you to leave all holes open. This is because the poison makes them thirsty and the idea is they want to leave the house to find water then they die outwith the house. I certainly didnt see droves of them leaving the house searching for water so I wouldn't worry about plugging the holes as you find them. All you are doing is cutting down the potential holes as you will never find every single one as they can get through tiny holes. Keep up with both attacks and you will get rid of them. Also make sure furry moron isn't harbouring any in his stocks of bedding or food. Once you have had mice you become much more vigilant about keeping food and your stuff covered so your plastic boxes will be in use for years to come so are not a wasteful expense.

    Daisy xx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just catching up with your week HHD - you've been very busy and I agree, when the mood strikes we need to make the most of it. I love de-cluttering, it's like a weight has been lifted off my shoulders when I have a proper sort out. I keep very few books or DVD's, the few I've got have been gifts that I don't like to get rid of, but I rarely read a book or watch a film twice so can happily give most things like that to charity.

    We had mice at work years ago and they do like chocolate :o xx
  • Sun_Addict
    Sun_Addict Posts: 24,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on all that decluttering :j

    Many years ago, when I lived at home with my mum, we had mice in the loft. One night she came into my room to switch my light off (I'd fallen asleep with it on) and apparently there was a mouse on my pillow :eek: Thank goodness I was asleep!

    Another mouse story, I rescued one from my cat, it was shaking so I stroked it to calm it down and it bit me :eek: It was so painful :(

    Have a good weekend xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • daisy_1571 wrote: »
    Elizabeth that was a very moving poem.

    Hairy we had mice when we had 2 cats and a dog. We opened a cupboard with both cats sitting on the floor waiting on their food to be hand delivered to them by us staff. A mouse shot out the cupboard :eek: and they all sat looking at it then back up to us, continuing to sit calmly waiting on the food bowls!!!! :rotfl::rotfl: They were useless as mice hunters.

    I agree though it helps you throw things out thinking of their dribbly little bodies pitter pattering about on your stuff.

    My advice would be to get yourself to screwfix or online and buy a large roll of wire wool (about £6) and start poking it firmly into any holes and cracks you find as you do your tidying. This will help cut down on any ingress holes. You may find the exterminator puts down poison and wants you to leave all holes open. This is because the poison makes them thirsty and the idea is they want to leave the house to find water then they die outwith the house. I certainly didnt see droves of them leaving the house searching for water so I wouldn't worry about plugging the holes as you find them. All you are doing is cutting down the potential holes as you will never find every single one as they can get through tiny holes. Keep up with both attacks and you will get rid of them. Also make sure furry moron isn't harbouring any in his stocks of bedding or food. Once you have had mice you become much more vigilant about keeping food and your stuff covered so your plastic boxes will be in use for years to come so are not a wasteful expense.

    Daisy xx

    Thanks Daisy :). We have poked some wire wool down some holes, but we need to de-clutter as I'm sure there there are plenty more holes! We do need to put the furry moron's food and hay in a plastic box, that's a good point.
    teafor2 wrote: »
    Just catching up with your week HHD - you've been very busy and I agree, when the mood strikes we need to make the most of it. I love de-cluttering, it's like a weight has been lifted off my shoulders when I have a proper sort out. I keep very few books or DVD's, the few I've got have been gifts that I don't like to get rid of, but I rarely read a book or watch a film twice so can happily give most things like that to charity.

    We had mice at work years ago and they do like chocolate :o xx

    Thanks TF2 :). I feel like I'm losing a weight too when I de-clutter :).
    Sun_Addict wrote: »
    Well done on all that decluttering :j

    Many years ago, when I lived at home with my mum, we had mice in the loft. One night she came into my room to switch my light off (I'd fallen asleep with it on) and apparently there was a mouse on my pillow :eek: Thank goodness I was asleep!

    Another mouse story, I rescued one from my cat, it was shaking so I stroked it to calm it down and it bit me :eek: It was so painful :(

    Have a good weekend xx

    Thanks SA :). :eek: :eek: :eek: to mice on pillows and being ungrateful at being rescued.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,137 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thinking of you today , hope it goes ok and it's a fitting tribute to your mum x
    Life is an adventure, never stop exploring.

  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    You go from strength to strength. So impressive. Well done on tackling the mice. So easy for them to thrive in older homes. The decluttering will help on many levels.

    Enjoy your weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Hope it goes as well as it could do today x
    Total weight lost 6.5/73lbs starting yet again. Afds August 10/15. /8 Sept.
  • You go from strength to strength. So impressive. Well done on tackling the mice. So easy for them to thrive in older homes. The decluttering will help on many levels.

    Enjoy your weekend

    Thank you DIA :). It's very nice of you to say that :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • You go from strength to strength. So impressive. Well done on tackling the mice. So easy for them to thrive in older homes. The decluttering will help on many levels.

    Enjoy your weekend
    Hope it goes as well as it could do today x

    Thanks both of you. I'll be glad when it's over :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.