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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • I've done loads of cleaning jobs in the past including working for Rentokill ( I used to tell people I was an assassin if they asked me what I did :rotfl:

    :rotfl: :rotfl: :rotfl: :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I rang B00ts to book a £12.99 flu jab but no one would answer the phone :mad:. So I gave up and tried Sup3rdrug and they do flu jabs for £9.99. Result :T. So I'm going to their walk in clinic next week to get one. I don't want to get flu again after catching it last February :eek:. Especially as everyone at school seems to have the lurgy!

    I've got £2.75 and £5 pending on PA and I'm up to £6.60 on OP. Also I'm six surveys away from my £50 on YG. It will be nice when I can cash them all out :).

    It's pouring with rain now so I'm glad I'm indoors :eek:. I did 6,449 steps, 27 floors and 26 active minutes walking to volunteering and back.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Onebrokelady
    Onebrokelady Posts: 7,912 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I rang B00ts to book a £12.99 flu jab but no one would answer the phone :mad:. So I gave up and tried Sup3rdrug and they do flu jabs for £9.99. Result :T. So I'm going to their walk in clinic next week to get one. I don't want to get flu again after catching it last February :eek:. Especially as everyone at school seems to have the lurgy!

    I've got £2.75 and £5 pending on PA and I'm up to £6.60 on OP. Also I'm six surveys away from my £50 on YG. It will be nice when I can cash them all out :).

    It's pouring with rain now so I'm glad I'm indoors :eek:. I did 6,449 steps, 27 floors and 26 active minutes walking to volunteering and back.
    It certainly is complicated being self employed isn't it, my ex partner was self employed for a while and I was a nervous wreck,I was so glad when he became employed again, I couldn't live with the uncertainty of it all
    Good news on the flu jab,I'm really lucky that I get it for free because of working with patients,I would not cope well with the flu,my body is rubbish at fighting things off so it would finish me off I expect
    Good news with the surveys,I've thought about doing them but it seems like you need a pc to do a lot of them and I only have my iPad,

    I got home just in time just now because the sky was grey all the time I was out,it started getting blacker and blacker and now it's lashing down , I would have got soaked carrying my shopping

    I hope you get a better nights sleep tonight Hairy :)
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 November 2018 at 4:41PM
    Thanks OBL. I do all my surveys on a tablet at the moment so you should give them a go. PA is the best imo. There are a few you can only do on a PC, but there's enough you can do on a tablet to make it worth doing.

    I think the weather will be a bit better at the weekend.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 10 November 2018 at 10:35PM
    Sorry to hear you had another rough night. Hopefully good news on the customer front is imminent.

    That's a good idea to check with your accountant to see what your job options are.

    I've been doing nearly all my surveys on my iPad lately. My home laptop is so slow and our firewall at work makes it difficult sometimes when I try to access the PA surveys. I've fiound quite a few of their surveys are tablet friendly though and I always do the Opinium surveys on the tablet or phone.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Thanks SSG :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • What does PA stand for in surveys? x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Prolific Academic.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Thanks, I never knew x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea to speak to the accountant.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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